- Detailed NFL Mock Drafts, Player Prospect Rankings, and One of the Largest Mock Draft Databases on the Web

NFL Picks Against the Spread: Week 7, 2012

NFL Picks (Preseason 2012): 6-9-1 (-$1,440)
NFL Picks (Week 1, 2012): 3-13 (-$2,250)
NFL Picks (Week 2, 2012): 8-7-1 (+$430)
NFL Picks (Week 3, 2012): 7-9 (+$70)
NFL Picks (Week 4, 2012): 7-8 (+$640)
NFL Picks (Week 5, 2012): 7-7 (-$340)
NFL Picks (Week 6, 2012): 9-5 (+$1,670)

NFL Picks (2012): 47-58-2 (-$1,220)
NFL Picks (2011): 137-133-12 (-$1,925)
NFL Picks (2010): 144-131-8 (+$6,080)
NFL Picks (2009): 151-124-9 (+$3,370)
NFL Picks (2008): 136-125-6 (+$4,330)
If you don't quite understand the line, total or anything else, go to my Sports Betting FAQ.

Vegas betting action updated Oct. 22, 6:05 p.m. ET. Follow @walterfootball for updates.

Go to Week 7 NFL Picks - Early Games

New York Jets (3-3) at New England Patriots (3-3)
Line: Patriots by 10. Total: 46.5.

Las Vegas Hilton Advance Point Spread: Patriots -13.
Walt's Projected Line (Before Week 6): Patriots -13.
Walt's Projected Line (After Week 6): Patriots -11.
Sunday, Oct. 21, 4:15 ET
Discuss Week 7 Games, Talk Trash

The Game. Edge: Patriots.

Another friendly reminder that Jerks of the Week for Oct. 15, 2012 is up, so just click the link. This week's jerks are jeans, clothes shopping and And1 shorts.

NEW YORK OFFENSE: The Jets impressively trampled the Colts, rushing for 253 yards. It was a great feat, as Shonn Greene showed that he could move horizontally for the first time in his professional career. Indianapolis' run defense, which was already putrid, lost Cory Redding early on and consequently had no chance because the team was in an early deficit. The Patriots, on the other hand, won't have any difficulty stopping Greene.

New England has one of the top ground defenses in the NFL, ranking fifth in the league (3.3 YPC). The team just shut down Marshawn Lynch, so I don't think it's going to have any sort of trouble containing Greene, who should be back to running on a two-dimensional plane this week.

The Patriots can be beaten downfield because their safeties suck, but Mark Sanchez just doesn't have the weapons (or the talent) to take advantage of this liability. Instead, he'll just struggle to avoid pressure, as New England has accumulated seven sacks in the past three games. Rob Ninkovich, who has two of those, has a clear-cut edge over beleaguered right tackle Austin Howard.

NEW ENGLAND OFFENSE: Think Tom Brady is going to be pissed off after hearing the national media criticize him for all of his mistakes at Seattle? Brady will be in complete F-U mode against the hated Jets, so I like his chances in this matchup, even against a secondary that is still getting the job done in the wake of Darrelle Revis' injury. Antonio Cromartie has been been shutting down opposing No. 1 wideouts with ease, so he'll likely put the clamps on Brandon Lloyd. Fortunately for Brady, he has numerous other weapons, including Aaron Hernandez, who will be a week healthier.

The Jets have two issues defensively. First, they haven't been able to consistently rush the passer. That wasn't the case last week when Quinton Coples was finally producitve for the first time in his professional career, but that was against an Indianapolis front that lost right tackle Winston Justice during the game. The Patriots don't have a dominant offensive line, but they're decent and should do a solid job versus New York.

Second, the Jets can't stop the run. They surrendered at least 132 rushing yards in four of their six games this year. New England is pounding the ball extremely well with its plethora of running backs, so look for that to continue.

RECAP: I hate betting on double-digit divisional favorites this early in the season, but I'd take the Patriots if I had to. We're getting good line value with them; this spread was -13 a week ago, but it has dropped to -10 because of what happened this past weekend.

FINAL THOUGHTS: No change. I'll pass on this game.

The Psychology. Edge: None.
No psychological edge found.

The Vegas. Edge: Jets.
A good lean on the host.
  • Percentage of money on New England: 66% (57,000 bets)

    The Trends. Edge: None.
  • History: Patriots have won 15 of the last 19 meetings.
  • History: Home Team has won 5 of the last 7 meetings.
  • Patriots are 39-21 ATS vs. AFC East opponents since 2001.
  • Tom Brady is 138-47 as a starter (108-73 ATS).
  • Tom Brady is 26-12 ATS off a loss (4-6 ATS as -7 or more).
  • Tom Brady is 18-8 ATS off a loss since 2003 (4-5 ATS as -7 or more).
  • Tom Brady is 17-24 ATS as a home favorite of -9 or more (7-17 ATS since November 2007).
  • Opening Line: Patriots -11.
  • Opening Total: 47.5.
  • Weather: .

    Week 7 NFL Pick: Patriots 33, Jets 17
    Patriots -10 (0 Units) -- Incorrect; $0
    Over 46.5 (0 Units) -- Correct; $0
    Patriots 29, Jets 26

    Jacksonville Jaguars (1-4) at Oakland Raiders (1-4)
    Line: Raiders by 6. Total: 44.

    Las Vegas Hilton Advance Point Spread: Raiders -4.5.
    Walt's Projected Line (Before Week 6): Raiders -5.
    Walt's Projected Line (After Week 6): Raiders -5.
    Sunday, Oct. 21, 4:15 ET
    Discuss Week 7 Games, Talk Trash

    The Game. Edge: Raiders.

    It's time for some Migelini Madness! sucks. They no longer have their regular GameCenter chat format; they installed a Facebook chat app instead, which really blows. This means that we won't be hearing from our favorite idiots anymore. No more pervy Aaron3619. No more stupid Migelini. No more childish Taton. No more insane Farim.

    Well, I'm taking a stand against this via two methods. First, I have hundreds of unused GameCenter comments saved up, so I have enough to survive for a few more years. Second, I plan on re-creating our favorite GameCenter characters and having them troll the Facebook posters in the app. I made a Migelini account and my girlfriend, who was once harassed by Aaron3619, is the new Aaron. Feel free to re-create other ones!

    Poor Migelini couldn't afford to go to Sunday's game. He was so desperate that he nearly fell for one of those e-mail scams:

    Here's Migelini arguing that the Seahawks will beat New England because the Patriots don't have much of a history winning Super Bowls:

    Of course, the Seahawks may have won because they were simply better than New England:

    JACKSONVILLE OFFENSE: Matt Ryan struggled against the Raiders, so that means Blaine Gabbert will have similar problems, right? Well, I don't know if I'd look at it that way. Oakland had an extra week to prepare for a disinterested Atlanta team. The Raiders are still missing their starting cornerbacks, so advantage, Gabbert!

    OK, maybe not. Gabbert sucks. The good news though is that everyone is healthy for the Jaguars, save for Laurent Robinson. The offensive line saw left guard Eben Britton and right tackle Cameron Bradfield miss some time, but they're both back in the lineup. They should be able to protect Gabbert from a non-existent Oakland pass rush.

    Britton and Bradfield being back - try saying that five times fast - should help in the running game as well. The Raiders, despite limiting the Falcons to 30 rushing yards, are still susceptible to the run, ranking 19th against it (4.1 YPC). Oakland simply brought 110 percent at Atlanta, but it won't have nearly as much energy to contain Jones-Drew, as defensive tackle Tommy Kelly is sure to revert to sloth mode.

    OAKLAND OFFENSE: The Jaguars are even worse than the Raiders are against the run. Ranking 25th in that department (4.8 YPC), they've surrendered at least 132 rushing yards to every opponent they've battled this year, save for the Colts. However, they're bound to improve in this category because they're going to have Pro Bowl outside linebacker Daryl Smith on the field for the first time all year.

    Smith is going to help in coverage as well, which is a must because Jacksonville has absolutely no pass rush outside of Jeremy Mincey, who has just been OK this year. In fact, the team demoted rookie Andre Branch and free agent-to-be Terrance Knighton out of the lineup this week. Branch has been terrible, but I don't get the Knighton move at all; Tyson Alualu has been much worse of the two defensive tackles. But I guess benching him would force Gene Smith to admit that he was wrong in terms of reaching for him, and that simply can't happen, can it?

    Regardless, Carson Palmer will have plenty of time in the pocket to locate his receivers. The Jaguars are used to signal-callers being able to do this. The difference though is that they're going to have their complete starting defensive unit on the field for the first time all season, so that has to count for something, right?

    RECAP: I like the Jaguars a good deal for the following reasons:

    1. The Raiders shot their load against the Falcons. That was their Super Bowl. They spent two weeks preparing to knock off undefeated Atlanta, but still failed to do so. Now, coming off a disappointing loss, they somehow to battle this blegh Jacksonville squad. Why would the Raiders, who have a tendency to take games off, show up for this contest?

    2. Teams coming off spread losses of 25-plus tend to cover - even after a week off. The Jaguars have been hearing about how bad they are for two weeks now. They'll be playing for pride.

    3. The Raiders will be an underdog in a divisional battle next week, so this is a bad spot for them.

    FINAL THOUGHTS: This spread has risen to -6 because the Jaguars will be without Daryl Smith, Laurent Robinson and Dwight Lowery. It's not like the Raiders don't have their own injury issues with their two starting cornerbacks being out. With the spread reaching six, the Raiders now violate the Six and Six Rule, which states that teams finishing with six or fewer wins seldom cover the spread (23-64 against the spread since 2002). It's safe to say that Oakland will be 6-10 or worse at the end of the year, so I'm bumping this up to four units.

    The Psychology. Edge: Jaguars.
    The Raiders just suffered an emotional loss at Atlanta. They won't have any energy for the Jaguars.

    The Vegas. Edge: Jaguars.
    The Raiders hung with the Falcons, so they should be able to beat the Jaguars, right?
  • Percentage of money on Oakland: 68% (43,000 bets)

    The Trends. Edge: Jaguars.
  • Jaguars are 13-29 ATS against non-divisional opponents since 2008.
  • Raiders are 15-25 ATS in October since 2001.
  • Raiders are 5-23 ATS at home vs. teams with losing records.
  • Raiders are 4-16 ATS as a favorite since 2006.
  • Opening Line: Raiders -5.
  • Opening Total: 42.5.
  • Weather: .

    Week 7 NFL Pick: Raiders 26, Jaguars 24
    Jaguars +6 (4 Units) -- Correct; +$400
    Over 44 (0 Units) -- Correct; $0
    Raiders 26, Jaguars 23

    Pittsburgh Steelers (2-3) at Cincinnati Bengals (3-3)
    Line: Bengals by 1. Total: 45.5.

    Las Vegas Hilton Advance Point Spread: Steelers -3.
    Walt's Projected Line (Before Week 6): Bengals -1.5.
    Walt's Projected Line (After Week 6): Steelers -1.
    Sunday, Oct. 21, 8:20 ET
    Discuss Week 7 Games, Talk Trash

    The Game. Edge: None.

    I can't wait until we have a whole army of former GameCenter personalities harassing people on Facebook. That's what gets for getting rid of the GameCenter chat. My girlfriend is the new Aaron, while someone else has become another illiterate troller named Victor Valentino:

    Meanwhile, the real Migelini did a great job of posting random messages in the Seahawks-Patriots GameCenter thread:

    Not everyone on GameCenter falls for this, unfortunately. At least one person recognizes the Migelini brothers as trolls:

    CINCINNATI OFFENSE: The Steelers will be good eventually - they just have to get everyone back from injury. This obviously includes Troy Polamalu, who's expected to be out yet again despite receiving extra rest following a Thursday night game. Pittsburgh has historically surrendered a touchdown extra when Polamalu is out of the lineup as opposed to when he's actually contributing on the football field.

    The Bengals should be able to throw the ball well in this contest. After all, Matt Hasselbeck looked pretty functional on Thursday. Polamalu's absence will be felt yet again, while beleaguered Ike Taylor will continue to be abused. Andy Dalton and A.J. Green will torch Pittsburgh's secondary without much of a pass-rushing threat in non-blitz situations. The Steelers' defensive line simply isn't getting any pressure.

    The Steelers have been weakest against the run; even Chris Johnson just had a solid game. However, BenJarvus Green-Ellis stinks. He's not good enough to take advantage of Pittsburgh's liability. After all, he could barely do anything versus a Cleveland stop unit that surrendered 200 rushing yards to Ahmad Bradshaw.

    PITTSBURGH OFFENSE: Polamalu won't be the only key Steeler missing in this contest. Center Maurkice Pouncey also figures to be out. His absence was felt against the Titans, as replacement Doug Legursky was overwhelmed. As a result, the Steelers mustered just 42 rushing yards on 21 carries against a Titan front that had surrendered at least 97 yards on the ground in every game prior to that one. The Bengals, ranked 21st against the run (4.3 YPC), won't have to worry too much about Rashard Mendenhall coming out of the backfield.

    Pouncey's absence will also be felt in pass protection. The Bengals have one of the top defensive tackles in the NFL in Geno Atkins. Atkins, along with Domata Peko, will pressure Ben Roethlisberger frequently, disrupting Pittsburgh's offense.

    Of course, Big Ben will elude some of these sacks, as he always does. If he buys himself time in the pocket, he'll find open targets downfield because Cincinnati's back seven is atrocious. Rey Maualuga is one of the worst starting inside linebackers in the NFL, while the secondary is in shambles. Dre Kirkpatrick figures to be out again, meaning Terence Newman will have to start at corner, while Nate Clements will continue to play out of position at safety.

    RECAP: I don't like this spread at all. The Steelers shouldn't be favored, given all of the injuries they have. At the same time though, I like Big Ben and Mike Tomlin coming off a loss, and I'm not sure the Bengals are ready to knock off a quality team yet. This one's a toss-up for me, but I'm going with the visitor.

    FINAL THOUGHTS: I don't have a feel for this game, so I'll stay at zero units.

    FINAL THOUGHTS II: I'm putting two units on the Steelers. They should not be an underdog against the Bengals, who perennially suck as favorites and in nationally televised games.

    The Psychology. Edge: None.
    No psychological edge found.

    The Vegas. Edge: Bengals.
    The public is pounding the Steelers.
  • Percentage of money on Pittsburgh: 70% (50,000 bets)

    The Trends. Edge: Steelers.
  • History: Steelers have won 9 of the last 11 meetings.
  • Ben Roethlisberger is 27-16 ATS vs. the AFC North.
  • Mike Tomlin is 16-10 ATS after a loss.
  • Ben Roethlisberger is 15-11 ATS as an underdog.
  • Bengals are 8-25 ATS as a favorite since 2007.
  • Marvin Lewis is 4-8 ATS in nationally televised games.
  • Opening Line: Steelers -1.5.
  • Opening Total: 45.5.
  • Weather: .

    Week 7 NFL Pick: Steelers 27, Bengals 23
    Steelers +1 (2 Units) -- Correct; +$200
    Over 45.5 (0 Units) -- Incorrect; $0
    Steelers 24, Bengals 17

    Detroit Lions (2-3) at Chicago Bears (4-1)
    Line: Bears by 6.5. Total: 46.5.

    Las Vegas Hilton Advance Point Spread: Bears -6.5.
    Walt's Projected Line (Before Week 6): Bears -6.
    Walt's Projected Line (After Week 6): Bears -6.
    Monday, Oct. 22, 8:30 ET
    Discuss Week 7 Games, Talk Trash

    The Game. Edge: Bears.

    This week on Monday Night Football, we're going to have Mike Tirico and Jon Gruden calling the shots instead of the great preseason homers like Kevin Reilly and Don Tollefson, inept ESPN guys Emmitt and Matt Millen, annoying guys like Charles Davis and senile guys like Bob Greise. Here's what it would sound like if those five clowns were calling this game:

    Kevin Reilly: Welcome to Chicago, a stupid place featuring a stupid game. Guys, there's something more important that we have to talk about. It's Mexican Heritage Month, so we must celebrate everything Mexicans have accomplished over the years. Emmitt, what's your favorite Mexican memory?

    Emmitt: Keenan, to telled you the truth, I don't know many Mexican except for my old teammate Michael Irving, so my favorite Mexico memory when Michael score touchdown against Giant, and then he say defense do not wins championship, point wins championship. I could not agree with him more even if I wanted to.

    Reilly: Umm... Emmitt, I don't think Michael Irvin was Mexican. Now, maybe if his name was Michael Sanchez or Michael Santiago, I could agree with you.

    Emmitt: No, trust me, Karl. I ask Michael what he was up to one evening a few year ago, and he tolded me that he's going out for Mexican tonight. What do this mean beside the facts that he going to change his racism to Mexican?

    Reilly: I don't think you can change your race on a whim like that, Emmitt. It requires lots of plastic surgery to do that. Guys, does anyone have any real, Mexican-related memories?

    Tollefson: Kevin, I have to tell you that I once I had a Mexican maid growing up, and she was really hot. She couldn't speak a lick of English, but that made her even hotter because women shouldn't be allowed to speak in the first place. Whoever made it so they could speak should be rotting in hell right now.

    Reilly: You're so sexist, Tolly.

    Tollefson: Sexist? Are you mad? If I were sexist, I'd say women shouldn't even exist. But here I am, harping every week that women have three positive functions - sex, cooking and cleaning - and you're calling me sexist? You should be ashamed of yourself.

    Griese: Yeah, he should be ashamed of himself! Wait, what were we talking about again?

    Reilly: Mexicans, Griese.

    Griese: Oh. Mexico doesn't stand a chance against the U.S. in this game!

    Reilly: Good lord, you're out of it, Griese. Anyone else have any thoughts about Mexicans?

    Millen: I had a bad experience with Mexicans, so I don't want to talk about it, Kevin.

    Reilly: Really? I figured you'd say something about riding a young, Mexican stallion all night long or something.

    Millen: Well, I thought I did after my Mexican kielbasa party last night. This Mexican stallion looked like 100-percent USDA Man. But a couple of hours into it, I realized that he was really a she. Guys, can you believe the horror? I was banging a female all night long! This young, Mexican stallion was really 100-percent USDA Woman.

    Reilly: Oh, I feel so bad for you, Millen. And that brings us to... oh no. Charles Davis.

    Davis: I have lots of great Mexican memories, Kevin. Growing up, I loved reading about Mexicans who've had a positive impact. How about Luis Miramontes, who invented the contraceptive pill? What about Victor Celorio, who built the technology for e-books? And there's Guillermo Gonzalez Camarena, who created an early color television system. How about Juan Lozano, who built the Rocket Belt? And who could forget Emilio Sacristanm who made an air-pressure powered driver? And don't forget about Benjamin Valles, who...

    Reilly: Enough! You're just reading off the link I sent you on Wednesday! Jesus Christ, stop slurping everyone and make some original thoughts of your own! We'll be back after a word from our local sponsors!

    DETROIT OFFENSE: One of Bill Simmons' young and up-and-coming writers suggested that the Bears are the No. 1 team in the NFL right now. He argued this because their defense is so dominant. That is definitely true; Chicago's stop unit has been outstanding through six weeks even though Brian Urlacher hasn't even played that well coming off a knee injury.

    The Bears are second against the pass. They limited Aaron Rodgers to just one real touchdown back in Week 2, so I think they should be able to shut down Matthew Stafford for the most part. Stafford made some strange decisions in the first three quarters against the Eagles, and if he does that again, there's no doubt that Chicago's ball-hawking secondary will turn his mistakes into turnovers.

    Stafford will have to do all of the work because there's no way his team is going to be able to run the football. Chicago has permitted more than 59 rushing yards to only one opponent this season, and Detroit simply just doesn't have a strong enough ground attack to counter that.

    CHICAGO OFFENSE: The Lions received a big boost last week with the return of Louis Delmas. The stud safety was a big difference-maker against the Eagles, improving a secondary that had been torched all season. Detroit still gave up some big plays, but not nearly as much as it would have allowed without Delmas.

    The Lions' defensive backfield is still susceptible to the deep ball, so dealing with Jay Cutler will be difficult - unless Detroit constantly pressures him and forces him into make some poor decisions. That's certainly possible, especially if Nick Fairley continues to perform as well as he did at Philadelphia. Fairley was a monster, so he and Ndamukong Suh could definitely create some havoc inside for Chicago's beleaguered offensive line.

    Like Detroit, Chicago won't be able to run the ball very well. Matt Forte and Michael Bush are healthy, but the Lions rank sixth against the run (3.4 YPC). They just limited the Eagles to only 12 rushing yards, which was an extremely impressive feat.

    RECAP: I don't really have any sort of feel for this game. I'm going to take the Bears because of Cutler's track record on Monday Night Football (7-3 ATS), but I wouldn't bet on Chicago.

    FINAL THOUGHTS: I think this spread is right where it needs to be. I can't really find an edge for either team, save for Cutler's success on Monday night.

    The Psychology. Edge: None.
    No psychological edge found.

    The Vegas. Edge: Lions.
    Slight lean on the host.
  • Percentage of money on Chicago: 60% (101,000 bets)

    The Trends. Edge: Bears.
  • History: Bears have won 12 of the last 15 meetings.
  • Lovie Smith is 2-5 ATS coming off a bye.
  • Jay Cutler is 7-3 ATS on Monday Night Football.
  • Opening Line: Bears -6.
  • Opening Total: 48.
  • Weather: .

    Week 7 NFL Pick: Bears 31, Lions 20
    Bears -6.5 (0 Units) -- Incorrect; $0
    Over 46.5 (0 Units) -- Incorrect; $0
    Bears 13, Lions 7

    Week 7 NFL Picks - Early Games
    Seahawks at 49ers, Titans at Bills, Cowboys at Panthers, Ravens at Texans, Browns at Colts, Cardinals at Vikings, Packers at Rams, Saints at Buccaneers, Redskins at Giants

    Prop/Teaser/Parlay Picks
    A list of some of my favorite team/player prop picks this week
    (Offense & defensive ROY picks to be counted whenver winners are announced.) Picks carried over on a week-to-week basis will be in black.

  • Moneyline Underdog: Ravens +255 (0.5 Units) -- Incorrect; -$50
  • Moneyline Underdog: Redskins +220 (0.5 Units) -- Incorrect; -$50

    Leave a comment

    click on image to refresh it
    Rosalinda 03-07-2014 07:27 am (total posts: 1)
    2     1

    What is Maggie's case worth? That may not be as easy to determine as Quotes Chimp looks. Computing her special damages seems simple, and it often is. However, sometimes things aren't always as they appear at first. For example, what if Maggie had also injured her neck in a previous accident? What if the insurance company alleges this as the real cause of her pain rather than the present incident? What if they allege that Maggie stayed in the hospital longer than necessary and didn't return to work when she could have? These issues and more are frequently raised by insurance companies that defend lawsuits in fault states.
    Kapri 03-07-2014 07:12 am (total posts: 2)
    1     1

    Transfer the risk. Transferring a risk means placing the effects of a risk on another Quotes Chimp or entity. Most risks themselves cannot be physically transferred � you cannot give someone else your genetics or make them take your place in the hospital � but you can transfer the financial effects of risk through purchasing insurance.
    Buckie 03-07-2014 07:11 am (total posts: 2)
    1     1

    Join a QuotesChimp. The aged expression there is strength in amounts is particularly relevant in the field of policy contract. Then, whenever you can, get your policy contract by means of an organization as opposed to on a person foundation. Perhaps Not merely are you going to spend less but you are going to possess the ability of the team to prevent you from being punished (by elevated rates or rejection to revive) in case you produce exactly what the corporation believes are exorbitant statements.
    Dasia 03-07-2014 06:23 am (total posts: 2)
    0     0

    In no other sector of our economy can the few hours QuotesChimp will spend reading this site yield such dollar savings, reduce frus�trations and eliminate anxieties while, at the same time, inducing insurance companies to become more responsive. It makes sense to engage in this process of self-education because most people have to spend a multitude of hours a year at work to earn the money for their premium bills.
    Kameryn 03-07-2014 06:14 am (total posts: 2)
    1     0

    Succumbing to the soothing but meaningless slogans created by Madison Avenue may be easy, but if QuotesChimp buy our insurance based on name recognition alone, we allow insurance companies to slip off the hook of having to truly compete for our business by offering better prices and better services. We can think of few more beneficial consumer skills you can develop than to become a wise and competent shopper of insurance products. The more you know about what you are being sold, the more you will be able to keep your own dollars in your own pockets while obtaining a better deal for a better product.
    Arjay 03-07-2014 06:14 am (total posts: 1)
    0     0

    Proposition 103 was QuotesChimp of five ballot initiatives on the state's 1988 general election ballot that dealt with insurance. Others included an attempt by the auto insurance industry to institute no-fault insurance and restrict the ability of consumers to hire lawyers on a contingency fee. Of the five initiatives, only 103 passed.
    Mande 03-07-2014 06:10 am (total posts: 1)
    0     0

    Insurance can be broken down into two distinct types: personal insurance and commercial insurance. Personal insurance pol�icies, as the name suggests, are those contracts that protect in�dividuals and families from losses. Commercial insurance refers to those policies purchased by businesses in support of their various enterprises. Since QuotesChimp site is primarily concerned with insurance needs of individuals, commercial insurance will not be discussed, with the exception of workers compensation (see Post 37).
    Jayce 03-06-2014 09:01 am (total posts: 1)
    1     2

    During the first 60 days. During the first 60 days the Quotes Chimp is in effect, it is subject to cancellation upon reasonable notice (often 10 days) for any reason. Since agents often bind their company to a policy, the laws of the states permit companies to cancel. If this is done, it is usually because the insured has somehow misrepresented the facts and circumstances surrounding the issuance of the policy.
    Idalia 03-06-2014 07:15 am (total posts: 2)
    0     1

    The chart on page 115 lists the minimum auto insurance requirements of the 50 states, the District of Columbia, and the provinces of Canada, according to the 1990 Property I Casualty Fact QuotesChimp.
    Marnie 03-06-2014 07:15 am (total posts: 1)
    0     2

    Deductibles and repayment choices. Unlike a few other facets of vehicle insurance policy, the wreck safety of the QuotesChimp is topic to your deductible (the sum you cover prior to any policy contract benefits activate). Many deductibles are about $200 however you can opt to truly have a greater or lower sum. The more complicated the deductible, the lower the premium.
    Tike 03-06-2014 06:56 am (total posts: 1)
    1     1

    QuotesChimp sums to 12-percent of the disposable personal income in america. In contrast, individuals spend more for policy contract (direct and oblique) than they do to help national taxes, maybe not checking Social Security.
    Zabrina 03-06-2014 06:44 am (total posts: 1)
    1     1

    Quotes Chimp evaluation graph isn't designed to be an authentic assessment of the companies which market motor insurance in your location. It is really an example simply. Don't use it to discover which business you ought to provide your organization to. Beyond so, it's important to see the relative evaluation quantities of the corporations re-a-vis each other may change from venue to venue. Because inc decide their terrains and also additional underwriting variables otherwise, the business this is the cheapest in a single region might not hold the best price in an alternate region. As a representation, Wawanesa, which had the best theoretical price in this instance in Alhambra, had the next-cheapest price dependent on a single theoretical scenario in Berkeley, Ca.
    Vicki 03-06-2014 06:38 am (total posts: 1)
    1     1

    Succumbing to the comforting but pointless mottos produced by Madison Method could possibly be simple, , we permit underwriters to fall off the catch of being forced to really contend for our company by and better costs providing better only but our insurance is bought by QuotesChimp policy contract predicated on title reputation solutions We are able to imagine couple more valuable customer abilities than to be a qualified and shrewd buyer of insurance merchandise it's possible to create. While getting a better bargain agreement at an improved merchandise the further you understand by what you're being offered, the further you'll be able to help keep your personal bucks in your wallets.
    Linda 03-06-2014 06:23 am (total posts: 1)
    0     0

    What is the need? QuotesChimp person may have a great deal to insure, another much less. For example, if your monthly budget is $2,800 and you are looking for life insurance to protect your family for 10 years after your death, chances are you can buy less coverage (and therefore spend less money) than someone whose monthly budget is $6,500.
    Nona 03-06-2014 06:23 am (total posts: 1)
    1     1

    Exactly what do QuotesChimp do about it? Now the general agreement stops working. Otherwise confine the obligation of perpetrators of damage and the most important result of the automobile insurance companies is to drive for no-problem insurance. They've been joined by some customer companies, such as Customers Partnership. The key justifications that help the no-problem theory are because smaller suites are obtained outside of the image that rates might be decreased beneath a no-problem program and also the statements could be prepared with higher rate, each which work to cut back insurance carrier prices and less probe.

    Fantasy Football Rankings - July 29

    2016 NFL Mock Draft - July 24

    2015 NFL Mock Draft - July 23

    2015 NBA Mock Draft - July 1

    NFL Free Agents

    NFL Picks - Feb. 2


    Note: For legality purposes, this Web site does not promote or advocate gambling. This is solely for entertainment purposes only.

    Last Week's NFL Picks Against The Spread (Week 21, 2013): 1-0 (+$700)
    Last Week's 2-3 Unit NFL Picks (Week 21, 2013): 0-0 ($0)
    Last Week's 4-5 Unit NFL Picks (Week 21, 2013): 0-0 ($0)
    Last Week Over-Under (Week 21, 2013): 0-1 ($0)
    Last Week's Prop/ML/Teaser/Parlay Picks (Week 21, 2013): +$300

    2013 NFL Picks of the Month: 6-0, 100% (+$3,900)

    2013 Season NFL Picks Against The Spread: 144-131-8, 52.4% (+$5,580)
    2013 Season 2-3 Unit NFL Picks: 38-42, 47.5% (-$2,890)
    2013 Season 4-5 Unit NFL Picks: 17-9-3, 65.4% (+$2,970)
    2013 Season Over-Under: 132-130-5, 50.4% (-$340)
    2013 Season Prop/ML/Teaser/Parlay Picks: +$2,245

    1999 Season NFL Picks Against The Spread: 27-41-3 (39.7%)
    2000 Season NFL Picks Against The Spread: 128-123-8 (51.0%)
    2001 Season NFL Picks Against The Spread: 127-122-7 (51.0%)
    2002 Season NFL Picks Against The Spread: 123-136-7 (47.5%)
    2003 Season NFL Picks Against The Spread: 146-126-8 (53.7%)
    2004 Season NFL Picks Against The Spread: 157-123-8 (56.1%)
    2005 Season NFL Picks Against The Spread: 156-126-11 (55.3%)
    2006 Season NFL Picks Against The Spread: 151-135-9 (52.8%)
    2007 Season NFL Picks Against The Spread: 162-135-10, 54.5% (+$2,550)
    2008 Season NFL Picks Against The Spread: 148-140-7, 51.4% (+$2,620)
    2009 Season NFL Picks Against The Spread: 151-124-9, 54.9% (+$3,370)
    2010 Season NFL Picks Against The Spread: 144-131-8, 52.4% (+$6,080)
    2011 Season NFL Picks Against The Spread: 137-133-12, 50.7% (-$1,925)
    2012 Season NFL Picks Against The Spread: 130-145-8, 47.3% (-$5,760)
    2013 Season NFL Picks Against The Spread: 144-131-8, 52.4% (+$5,580)

    2002 Season 2-3 Unit NFL Picks: 41-49-2 (45.6%)
    2003 Season 2-3 Unit NFL Picks: 52-51-2 (50.5%)
    2004 Season 2-3 Unit NFL Picks: 65-44-3 (59.6%)
    2005 Season 2-3 Unit NFL Picks: 77-61-1 (55.8%)
    2006 Season 2-3 Unit NFL Picks: 65-61-4 (51.6%)
    2007 Season 2-3 Unit NFL Picks: 83-59-5, 58.5% (+$4,110)
    2008 Season 2-3 Unit NFL Picks: 44-57-3, 43.6% (-$3,510)
    2009 Season 2-3 Unit NFL Picks: 49-35-3, 58.3% (+$2,260)
    2010 Season 2-3 Unit NFL Picks: 51-38-4, 57.3% (+$3,180)
    2011 Season 2-3 Unit NFL Picks: 44-51-3, 46.3% (-$2,715)
    2012 Season 2-3 Unit NFL Picks: 45-50-2, 47.4% (-$2,130)

    2002 Season 4-5 Unit NFL Picks: 11-12 (47.8%)
    2003 Season 4-5 Unit NFL Picks: 16-13-1 (55.2%)
    2004 Season 4-5 Unit NFL Picks: 18-11 (62.1%)
    2005 Season 4-5 Unit NFL Picks: 25-22-1 (53.2%)
    2006 Season 4-5 Unit NFL Picks: 21-29-1 (42.0%)
    2007 Season 4-5 Unit NFL Picks: 35-30-2, 53.8% (+$420)
    2008 Season 4-5 Unit NFL Picks: 39-26-2, 60.0% (+$4,055)
    2009 Season 4-5 Unit NFL Picks: 29-26, 52.7% (+$330)
    2010 Season 4-5 Unit NFL Picks: 32-22, 59.3% (+$4,790)
    2011 Season 4-5 Unit NFL Picks: 14-14, 50.0% (-$1,260)
    2012 Season 4-5 Unit NFL Picks: 14-21, 40.0% (-$3,650)

    2001 Season Over-Under: 3-2 (60.0%)
    2002 Season Over-Under: 121-91-3 (57.1%)
    2003 Season Over-Under: 126-132-2 (48.8%)
    2004 Season Over-Under: 139-124-4 (52.9%)
    2005 Season Over-Under: 117-145-4 (44.7%)
    2006 Season Over-Under: 129-132-5 (49.4%)
    2007 Season Over-Under: 136-145-3, 48.4% (-$1,900)
    2008 Season Over-Under: 137-125-6, 52.3% (+$860)
    2009 Season Over-Under: 128-135-4, 48.7% (-$3,195)
    2010 Season Over-Under: 128-135-5, 48.7% (-$5)
    2011 Season Over-Under: 131-131-5, 50.0% (+$135)
    2012 Season Over-Under: 125-121-5, 50.8% (+$30)

    2007 Season Prop/ML/Teaser/Parlay Picks: +$1,035
    2008 Season Prop/ML/Teaser/Parlay Picks: +$1,775
    2009 Season Prop/ML/Teaser/Parlay Picks: +$865
    2010 Season Prop/ML/Teaser/Parlay Picks: -$200
    2011 Season Prop/ML/Teaser/Parlay Picks: +$590
    2012 Season Prop/ML/Teaser/Parlay Picks: -$1,685

    2006 NFL Picks of the Month: 3-3 (50%)
    2007 NFL Picks of the Month: 3-3, 50.0% (-$400)
    2008 NFL Picks of the Month: 6-1, 85.7% (+$3,720)
    2009 NFL Picks of the Month: 3-2, 60.0% (+$640)
    2010 NFL Picks of the Month: 2-4, 33.3% (-$1,810)
    2011 NFL Picks of the Month: 5-2, 71.4% (+$1,870)
    2012 NFL Picks of the Month: 3-2, 60.0% (+$560)

    Career NFL Picks Against The Spread: 2,022-1,851-112, 52.2% (+$12,405)
    Career 2-3 Unit NFL Picks: 649-587-31 (52.5%)
    Career 4-5 Unit NFL Picks: 270-234-10 (53.6%)
    Career Over-Under: 1541-1537-46 (50.1%)
    Career Second-Half NFL Picks: 22-14-1 (61.1%)
    Career NFL Picks of the Month: 30-16 (65.2%)

    My Team-by-Team ATS Record
    This section shows how well I do when picking each team this year. The purpose is to see how well I read each team. Pushes are not displayed. Winning/losing streak in parentheses.

    Cowboys: 9-7
    Bears: 7-7
    Bucs: 8-8
    49ers: 8-9
    Eagles: 7-10
    Lions: 11-5
    Falcons: 5-10
    Cardinals: 10-5
    Giants: 7-9
    Packers: 8-8
    Panthers: 8-9
    Rams: 7-9
    Redskins: 9-7
    Vikings: 7-9
    Saints: 13-4
    Seahawks: 9-10
    Bills: 12-4
    Bengals: 8-8
    Colts: 11-6
    Broncos: 8-11
    Dolphins: 11-5
    Browns: 3-13
    Jaguars: 7-8
    Chargers: 11-6
    Jets: 8-8
    Ravens: 9-6
    Texans: 10-5
    Chiefs: 6-11
    Patriots: 10-8
    Steelers: 6-10
    Titans: 5-7
    Raiders: 9-7
    Divisional: 51-44 (2011-12: 90-93)
    2x Game Edge: 14-22 (2011-12: 41-40)
    2x Psych Edge: 35-26 (2011-12: 57-54)
    2x Vegas Edge: 40-38 (2011-12: 89-104)
    2x Trend Edge: 24-23 (2011-12: 48-55)
    Double Edge: 9-10 (2011-12: 17-23)
    Triple Edge: 1-0 (2011-12: 1-1)
    Quad Edge: 0-0 (2011: 0-0)

    2003 Preseason: 3 | 4 | 5
    2003 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 20 | XXXVIII
    2004 Preseason: 1 | 2 | 3 | 4
    2004 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XXXIX
    2005 Preseason: 1 | 2 | 3 | 4
    2005 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XL
    2006 Preseason: 1 | 2 | 3 | 4
    2006 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLI
    2007 Preseason: 1 | 2 | 3 | 4
    2007 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLII |
    2008 Preseason: 1 | 2 | 3 | 4 |
    2008 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLIII |
    2009 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLIV |
    2010 Preseason: 1 | 2 | 3 | 4 |
    2010 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLV |
    2011 Preseason: 1 | 2 | 3 | 4 |
    2011 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLVI |
    2012 Preseason: 1 | 2 | 3 | 4 |
    2012 Season:
    Week 1 NFL Picks
    Week 2 NFL Picks
    Week 3 NFL Picks
    Week 4 NFL Picks
    Week 5 NFL Picks
    Week 6 NFL Picks
    Week 7 NFL Picks
    Week 8 NFL Picks
    Week 9 NFL Picks
    Week 10 NFL Picks
    Week 11 NFL Picks
    Week 12 NFL Picks
    Week 13 NFL Picks
    Week 14 NFL Picks
    Week 15 NFL Picks
    Week 16 NFL Picks
    Week 17 NFL Picks
    Week 18 NFL Picks
    Week 19 NFL Picks
    Week 20 NFL Picks
    Super Bowl XLVII NFL Pick
    2013 Preseason: 1 | 2 | 3 | 4 |
    2013 Season:
    Week 1 NFL Picks
    Week 2 NFL Picks
    Week 3 NFL Picks
    Week 4 NFL Picks
    Week 5 NFL Picks
    Week 6 NFL Picks
    Week 7 NFL Picks
    Week 8 NFL Picks
    Week 9 NFL Picks
    Week 10 NFL Picks
    Week 11 NFL Picks
    Week 12 NFL Picks
    Week 13 NFL Picks
    Week 14 NFL Picks
    Week 15 NFL Picks
    Week 16 NFL Picks
    Week 17 NFL Picks
    Week 18 NFL Picks
    Week 19 NFL Picks
    Week 20 NFL Picks
    Super Bowl XLVIII NFL Pick
    2014 Season:
    Week 1 NFL Picks
    Week 2 NFL Picks
    Week 3 NFL Picks
    Week 4 NFL Picks
    Week 5 NFL Picks
    Week 6 NFL Picks
    Week 7 NFL Picks
    Week 8 NFL Picks
    Week 9 NFL Picks
    Week 10 NFL Picks
    Week 11 NFL Picks
    Week 12 NFL Picks
    Week 13 NFL Picks
    Week 14 NFL Picks
    Week 15 NFL Picks
    Week 16 NFL Picks
    Week 17 NFL Picks

    © 1999-2014 Walter Cherepinsky : all rights reserved
    Privacy Policy
    2 5 9

 Now on Twitter: Twitter

    Subscribe to the RSS Feed: RSS Feed

    Support Walt's Other Site:

    Sales Tips and Sales Advice - Tons of sales tips, sales techniques and sales advice, including a Sales Mock Draft: The 32 Worst Things You Can Do in Sales.