- Detailed NFL Mock Drafts, Player Prospect Rankings, and One of the Largest Mock Draft Databases on the Web

NFL Picks Against the Spread: Week 9, 2012

NFL Picks (Preseason 2012): 6-9-1 (-$1,440)
NFL Picks (Week 1, 2012): 3-13 (-$2,250)
NFL Picks (Week 2, 2012): 8-7-1 (+$430)
NFL Picks (Week 3, 2012): 7-9 (+$70)
NFL Picks (Week 4, 2012): 7-8 (+$640)
NFL Picks (Week 5, 2012): 7-7 (-$340)
NFL Picks (Week 6, 2012): 9-5 (+$1,670)
NFL Picks (Week 7, 2012): 7-5-1 (+$420)
NFL Picks (Week 8, 2012): 6-8 (-$450)

NFL Picks (2012): 60-71-3 (-$1,250)
NFL Picks (2011): 137-133-12 (-$1,925)
NFL Picks (2010): 144-131-8 (+$6,080)
NFL Picks (2009): 151-124-9 (+$3,370)
NFL Picks (2008): 136-125-6 (+$4,330)
If you don't quite understand the line, total or anything else, go to my Sports Betting FAQ.

Vegas betting action updated Nov. 5, 5:45 p.m. ET. Follow @walterfootball for updates.

Go to Week 9 NFL Picks - Early Games

Minnesota Vikings (5-3) at Seattle Seahawks (4-4)
Line: Seahawks by 4. Total: 38.5.

Las Vegas Hilton Advance Point Spread: Seahawks -3.
Walt's Projected Line (Before Week 8): Seahawks -3.
Walt's Projected Line (After Week 8): Seahawks -4.
Sunday, Nov. 4, 4:05 ET
Discuss Week 9 Games, Talk Trash

The Game. Edge: Seahawks.

Week 9 NFL Picks will be posted all day Wednesday, per the new schedule. I've received mix reaction to this, so voice your opinion via e-mail or in the comment box below. Follow me @walterfootball for updates.

If you didn't catch it, Emmitt on the Brink is back! Season 5, Episode 9 has been posted - Emmitt finds some friends in jail who will help him escape.

MINNESOTA OFFENSE: Christian Ponder is a mess right now. You saw it this past Thursday night - he looks unsure of himself and his mechanics are terrible. Things fell apart for him in the Washington game and that carried over to a pair of home contests. He was a combined 27-of-52 for 309 yards, two touchdowns and three picks against the Cardinals and Buccaneers - two teams whose pass defenses have been gashed in other recent matchups.

The Seahawks have a far superior aerial defense than Arizona and Tampa Bay, so Ponder's flaws could really get exposed here. He'll also have to worry about Seattle's fercious pass rush, as his offensive front has surrendered 10 sacks in the previous three games.

Ponder will have to get the ball out of his hands quickly to Percy Harvin, Kyle Rudolph and especially Adrian Peterson. The Seahawks boast a tough ground defense ranked No. 6 in the NFL (3.7 YPC), but Peterson is now completely 100 percent and capable of trampling anyone.

SEATTLE OFFENSE: It hasn't been well-publicized, but Russell Wilson has performed very well recently. Excluding an outing against the 49ers because it was a weird game on a short work week, Wilson has completed 69 percent of his passes, maintained an 8.6 YPA with a 6:4 touchdown-to-interception ratio in his previous three contests. That's pretty impressive for a rookie with height issues.

Wilson could find some success against the Vikings. Cornerback Antoine Winfield is doing a terrific job of shutting down No. 1 receivers this season, but Minnesota sure looked pretty pedestrian against the pass overall against Josh Freeman, who threw for 262 yards on just 36 attempts.

The Vikings have also regressed in terms of stopping the run. They still rank No. 2 overall (3.5 YPC), but their previous two opponents have rushed for a combined 286 yards on the ground. I don't know what has happened to Chad Greenway, but he's had two bad games in a row. Marshawn Lynch, who like Peterson can pound most defenses successfully, has to love the sound of that.

RECAP: The Seahawks are great at home and the Vikings suck outdoors, so this is a no-brainer, right? Ah, if only the Vikings weren't epically debacled in that Thursday game. That loss created terrible line value with Seattle and it also opened up a very successful system that tells you to bet on teams coming off a spread loss of 24-plus. I'm still taking Seattle, but I'm not betting on it.

SURVIVOR PICK: My top survivor picks this week are the Packers, Texans, Falcons, Seahawks and Chargers. Unfortunately, I used the first three already, so Seattle it is.


The Psychology. Edge: None.
No psychological edge found.

The Vegas. Edge: Vikings.
A decent lean on the host.
  • Percentage of money on Seattle: 71% (38,000 bets)

    The Trends. Edge: Seahawks.
  • Vikings are 8-16 ATS outdoors since 2008.
  • Seahawks are 15-5 ATS as home favorites since 2007.
  • Opening Line: Seahawks -4.
  • Opening Total: 39.
  • Weather: .

    Week 9 NFL Pick: Seahawks 23, Vikings 13
    Seahawks -4 (0 Units) -- Correct; $0
    Under 38.5 (0 Units) -- Incorrect; $0
    Survivor Pick (7-1)
    Seahawks 30, Vikings 20

    Tampa Bay Buccaneers (3-4) at Oakland Raiders (3-4)
    Line: Raiders by 1.5. Total: 47.

    Las Vegas Hilton Advance Point Spread: Raiders -3.
    Walt's Projected Line (Before Week 8): Raiders -2.
    Walt's Projected Line (After Week 8): Raiders -1.
    Sunday, Nov. 4, 4:05 ET
    Discuss Week 9 Games, Talk Trash

    The Game. Edge: None.

    Another reminder that Jerks of the Week for Oct. 29, 2012 is up, so just click the link. This week's jerks are Jerks with Awesome Girl Who Loves Football Part II.

    OAKLAND OFFENSE: The Raiders have been without their starting cornerbacks since Week 2. Well, they're finally playing a team that can sympathize. The Buccaneers won't have the services of Aqib Talib or Eric Wright, both of whom are suspended.

    Carson Palmer obviously has to be thrilled about that. He and Denarius Moore are really clicking right now, so the two should be able to continue to be very effective. The Buccaneers have only 12 sacks on the year - three sacks in their previous three games - so Palmer should have a comfortable pocket all afternoon. Yes, Tampa's three recent sacks all came at Minnesota this past Thursday, but the Buccaneers were so far ahead that they could afford to tee off on Christian Ponder.

    What Tampa's defense is good at is stopping the run, ranking seventh in that department this year (3.8 YPC). Darren McFadden hasn't shown the same burst he did last year, perhaps because all of the leg injuries have piled up. Whatever the reason, don't expect much from McFadden on the ground in this contest.

    TAMPA BAY OFFENSE: I mentioned Oakland's two corners being out. The Raiders aren't good against the pass, but they're not bad either, ranking 17th against it (7.1 YPA). That's a pretty surprising statistic, given the injuries and the lack of pressure they apply on opposing quarterbacks. Aside from the Jaguars, no team has fewer sacks than the Raiders (8).

    This has to be music to Josh Freeman's ears. Freeman is on fire right now, having thrown nine touchdowns in his previous three games. However, he just lost high-paid left guard Carl Nicks for the season. The Buccaneers were already missing right guard Davin Joseph, so Raider defensive tackles Richard Seymour and Tommy Kelly have nice matchups inside if they can take advantage of them.

    Freeman had the luxury of just handing the ball off to Doug Martin at Minnesota and watching his rookie runner pick up big chunks of yardage, but that's probably not going to happen in this contest. The Raiders struggled against the run early on, but have improved tremendously against it since the bye, permitting just 129 total rushing yardage in three games.

    RECAP: I don't really see an edge for either team in terms of scheduling or spot dynamics. I'm going to pick the Raiders, only because there's good line value with them. This spread was -3 a week ago, so I like getting Oakland at -1 because of overreaction.

    FINAL THOUGHTS: No change.

    The Psychology. Edge: None.
    No psychological edge found.

    The Vegas. Edge: Raiders.
    People want to bet on the Buccaneers after that Thursday night victory.
  • Percentage of money on Tampa Bay: 77% (47,000 bets)

    The Trends. Edge: None.
  • Buccaneers are 6-27 SU on the West Coast in franchise history.
  • Raiders are 6-24 ATS at home vs. teams with losing records.
  • Raiders are 4-17 ATS as a favorite since 2006.
  • Opening Line: Raiders -1.5.
  • Opening Total: 45.
  • Weather: .

    Week 9 NFL Pick: Raiders 27, Buccaneers 23
    Raiders -1.5 (0 Units) -- Incorrect; $0
    Over 47 (0 Units) -- Correct; $0
    Buccaneers 42, Raiders 32

    Pittsburgh Steelers (4-3) at New York Giants (6-2)
    Line: Giants by 3. Total: 47.5.

    Las Vegas Hilton Advance Point Spread: Giants -3.5.
    Walt's Projected Line (Before Week 8): Giants -3.5.
    Walt's Projected Line (After Week 8): Giants -3.5.
    Sunday, Nov. 4, 4:15 ET
    Discuss Week 9 Games, Talk Trash

    The Game. Edge: None.

    It's time for some Migelini Madness! sucks. They no longer have their regular GameCenter chat format; they installed a Facebook chat app instead, which really blows. This means that we won't be hearing from our favorite idiots anymore. No more pervy Aaron3619. No more stupid Migelini. No more childish Taton. No more insane Farim.

    Well, I'm taking a stand against this via two methods. First, I have hundreds of unused GameCenter comments saved up, so I have enough to survive for a few more years. Second, I plan on re-creating our favorite GameCenter characters and having them troll the Facebook posters in the app. I made a Migelini account and my girlfriend, Awesome Girl Who Loves Football, who was once harassed by Aaron3619, is the new Aaron. Feel free to re-create other ones!

    Matt White makes a good point here. I don't know what I did to deserve to become a top commenter, but I can tell that he's jealous of my mad skillz.

    Bravo to Brett Middleton! Way to defend foreigners who can't speak English and who happen to be "managors" of Best Buy!

    Here's someone else who defends Mario Migelini, foreigner:

    I love how I shifted the discussion in this entire thread to my terrible English. Trolling accomplished!

    NEW YORK OFFENSE: The Steelers aren't the same without Troy Polamalu, but you wouldn't have known that based on what happened this past Sunday. Pittsburgh limited the red-hot Washington offense to just 12 points. Will it have the same success against the Giants?

    Well, not if the Giants drop 10 passes. That's exactly what the Redskins did. Victor Cruz and Hakeem Nicks are much more reliable than the receivers Robert Griffin has to work with. Nicks is banged up and unable to gain separation, but he'll at least catch most of what is thrown his way.

    Polamalu is missed most in run support. The Steelers are 23rd against the rush, surrendering 4.4 YPC. Washington couldn't take advantage of this because it fell into an early hole, but you have to believe that the Giants will. This will help Eli Manning avoid the Steelers' rush so he can dissect Pittsburgh's shaky secondary.

    PITTSBURGH OFFENSE: The Giants, of course, have injury issues of their own. Their entire back seven is depleted. Safety Kenny Phillips has missed time with a knee injury. The other safety, Antrel Rolle, suffered a concussion against Dallas. Outside linebacker Keith Rivers has been playing, but he hasn't been as effective because of a calf injury. Meanwhile, inside linebacker Chase Blackburn and cornerback Corey Webster have simply struggled.

    With all of New York's back-seven deficiencies, Ben Roethlisberger is going to have a huge game, picking up where he left off last week when he torched the Redskins. Big Ben, like Manning, has been deadly on third downs this season, and I can't see the Giants being able to cover all of his weapons.

    The Steelers will also be able to run the ball against New York. Despite limiting the pathetic Felix Jones and the Cowboys to 19 rushing yards, they are 24th versus ground attacks (4.5 YPC). Jonathan Dwyer is a very tough runner who seems to have supplanted Rashard Mendenhall as the starter. He'll put Big Ben in favorable down-and-distance situations all afternoon.

    RECAP: I like the Steelers to cover because Roethlisberger plays well as an underdog. This game also means much more to Pittsburgh; the Giants are comfortably ahead of everyone in the NFC East, but the Steelers are fighting for a playoff spot.

    FINAL THOUGHTS: I've been thinking about it, and I like the Steelers a lot. I feel like this game-day traveling will give them an "us against the world" element as they try to prove that they are legitimate Super Bowl contenders. Also, the Giants played very poorly last week, yet still won. This game means nothing to them, so they could have another sluggish performance.

    FINAL THOUGHTS II: The guys in the comment board below made a very good point about the Giants playing hard for the victims of Hurricane Sandy, just as the Knicks did versus the Heat on Friday night. There are too many variables in this game, so I'm dropping all betting on this game completely. My apologies to anyone who has bet on Pittsburgh in the 18 or so hours in which I had three units on the team.

    The Psychology. Edge: None.
    This game means more to the Steelers. The Giants are way ahead in the NFC, while the Steelers are battling to catch up with Baltimore. However, the Giants may play for the victims of Hurricane Sandy.

    The Vegas. Edge: None.
    Equal action.
  • Percentage of money on Pittsburgh: 53% (52,000 bets)

    The Trends. Edge: Steelers.
  • Ben Roethlisberger is 16-11 ATS as an underdog.
  • Opening Line: Giants -3.5.
  • Opening Total: 47.5.
  • Weather: .

    Week 9 NFL Pick: Steelers 28, Giants 26
    Steelers +3 (0 Units) -- Correct; $0
    Over 47.5 (0 Units) -- Incorrect; $0
    Steelers 24, Giants 20

    Dallas Cowboys (3-4) at Atlanta Falcons (7-0)
    Line: Falcons by 4. Total: 47.5.

    Las Vegas Hilton Advance Point Spread: Falcons -3.5.
    Walt's Projected Line (Before Week 8): Falcons -6.
    Walt's Projected Line (After Week 8): Falcons -5.
    Sunday, Nov. 4, 8:20 ET
    Discuss Week 9 Games, Talk Trash

    The Game. Edge: Falcons.

    I can't wait until we have a whole army of former GameCenter personalities harassing people on Facebook. That's what gets for getting rid of the GameCenter chat. My girlfriend is the new Aaron. Here's a hilarious new troller named Kashtro Hendrix:

    I love how he told everyone to "mock his words." Classic. Meanwhile, I posted this in the Chiefs-Raiders page:

    The exchange between Victor Valentino and Larry Lawson is amazing. It's also awesome how Matt White thinks we're all Mexican and is paranoid that we're invading GameCenter.

    DALLAS OFFENSE: So, the Falcons rank fourth in take-aways per game this year. The Cowboys, meanwhile, give the ball up more than anyone except for the Chiefs. What could possibly happen?

    There's no denying that Dallas has talent. Tony Romo is a physically gifted quarterback, while Dez Bryant is an athletic receiver. But the two, as well as several other Cowboys, can't stop themselves from making bone-headed plays. Bryant runs wrong routes, Romo makes bad throws, the center botches a snap, Jason Witten drops a ball, Jason Garrett gets plays in late... it's something different every week.

    Just based on paper, the Cowboys should be able to move the chains against the Falcons. Atlanta is 20th versus the pass (7.3 YPA) and 30th against the run (4.8 YPC). DeMarco Murray, if he plays, can take advantage of that latter deficiency. But it's all about the Cowboys taking care of the football - something they haven't been able to do all year.

    ATLANTA OFFENSE: Dallas did a great job of limiting the Giants' offense to just 10 first downs last week despite the absence of Sean Lee. Jay Ratliff and Anthony Spencer are back, and both have done a terrific job. They, along with DeMarcus Ware, will need to put immense pressure on Matt Ryan if they want to prevent the Falcons from scoring on every possession - something that the Eagles failed to do.

    There are some holes on the Falcons' front. Left tackle Sam Baker has played well this year, but Ware has the edge at that spot. Spencer should be able to beat Tyson Clabo on the other side. They could rattle Ryan enough so that he makes some errant throws, though they won't be able to bottle him up on every possession, given how locked in he is right now with his receivers. Besides, I don't trust the Cowboy safeties.

    The Cowboys at least won't have to worry about the ground game, as they did against the Giants. Michael Turner looks like he's running in quicksand right now. Dallas' No. 8 rush defense should take care of him.

    RECAP: It's close, but I like the Cowboys to cover by the slimmest of margins. They're desperate for a win and have clearly more to play for. However, Atlanta is great at home and Dallas will find some way to screw up, so I'm not going to bet on them.

    FINAL THOUGHTS: The sharps are all over the Cowboys, but I'm not betting them.

    The Psychology. Edge: None.
    No psychological edge found.

    The Vegas. Edge: None.
    Equal action.
  • Percentage of money on Atlanta: 57% (60,000 bets)

    The Trends. Edge: None.
  • Tony Romo is 6-3 ATS as an underdog of 3.5+.
  • Matt Ryan is 21-11 ATS at home.
  • Opening Line: Falcons -4.5.
  • Opening Total: 47.5.
  • Weather: .

    Week 9 NFL Pick: Falcons 27, Cowboys 24
    Cowboys +4 (0 Units) -- Incorrect; $0
    Over 47.5 (0 Units) -- Incorrect; $0
    Falcons 19, Cowboys 13

    Philadelphia Eagles (3-4) at New Orleans Saints (2-5)
    Line: Saints by 3. Total: 51.5.

    Las Vegas Hilton Advance Point Spread: Saints -2.
    Walt's Projected Line (Before Week 8): Saints -3.
    Walt's Projected Line (After Week 8): Saints -2.
    Monday, Nov. 5, 8:30 ET
    Discuss Week 9 Games, Talk Trash

    The Game. Edge: None.

    This week on Monday Night Football, we're going to have Mike Tirico and Jon Gruden calling the shots instead of the great preseason homers like Kevin Reilly and Don Tollefson, inept ESPN guys Emmitt and Matt Millen, annoying guys like Charles Davis and senile guys like Bob Greise. Here's what it would sound like if those five clowns were calling this game:

    Kevin Reilly: Welcome to New Orleans, a city where, well, let's just say I did some promiscuous things one time. Tonight's matchup is between my awesome Eagles and the stupid Saints who stink! Hear that Drew Brees? You stink! And Jimmy Graham, you piece of s***, get off the field!

    Emmitt: Kenneth, you a announcin' in the national league of football. You has to be inbiasness towards both team in the games, even if the teams you cheerin' for the teams you cheerin' for when you were growinged up.

    Reilly: Emmitt, you have no idea what it means to be an Eagles' fan. We always get so close, but then it gets ripped away from us. We'll never win a Super Bowl, but we have to love the team anyway, even if it means rallying behind an awesome quarterback who drowned dogs with his bare hands.

    Griese: Weh? Someone drowned dogs? Who? They don't deserve to play in the NFL if they did such a thing.

    Reilly: Go back to your coma, Griese. Look, guys, I want to show you some good-luck charms I brought with me to the game. As you can see, I'm wearing an autographed Koy Detmer jersey because Koy Detmer was a great quarterback before we drafted Donovan McNabb. Oh, and here's an autographed football by Duce Staley. Duce will probably go down as one of the greatest running backs in NFL history.

    Emmitt: If Duce Staley one of the greatest runnin' backs in NFL history then I am the queen of English.

    Reilly: Don't mess with me, Emmitt. I'm zoned in to this Eagles' game. No one can stop us tonight!!!

    Millen: I actually know what you mean, Kevin. After a fun night of having kielbasa man sex, I often carry around the used kielbasa as sort of a trophy. Here's last night's kielbasa from the party I had with Mark Ingram. Here, take a look, Kevin!

    Reilly: Eww, was that thing really in Ingram's a**? Get it away from me.

    Millen: Here's another kielbasa, Kevin. This one was from my party with DeMeco Ryans on Friday night.

    Reilly: DeMeco Ryans!? As in the greatest linebacker in the NFL? Give me that, please!

    Millen: Sure, I have so many more used kielbasas in my bag that it wouldn't hurt to give one away.

    Reilly: Sweet, I'm going to have this autographed!

    Tollefson: You guys make me sick. Carrying around relics signed and used by other men is repulsive. I, on the other hand, have many women's bras and underwear in my apartment. I give them to the cleaning ladies who come over because those are the only clothes that women should be allowed to wear until us men have sex with them.

    Millen: Sex with women? That's disgusting! Oh, Kevin, where's Charles Davis by the way?

    Reilly: Who? I don't know whom you're talking about. Oh, look, Michael Vick's coming out of the tunnel! Yay, Michael! I love you so much, I don't care if you tortured and killed dozens of dogs because you play for my Eagles! Yay! We'll be back after a word from our local sponsors!

    PHILADELPHIA OFFENSE: There was much speculation about whether or not Andy Reid would make a quarterback change, but it appears as though he thinks he's giving himself the best chance to win by starting QB Dog Killer again, all while potentially sabotaging the future of the team in the process. It's clear by now that QBDK is not the answer; he's a turnover machine who has turned into a tentative quarterback because he's scared to give the ball away. That's exactly what occurred against the Falcons - that, as well as his inability to process where the blitz is coming from.

    If QBDK can't engineer consistent scoring drives in this contest, his days as a starter in this league should be over. The Saints have a pathetic defense that even made the likes of Matt Cassel look competent. They're dead last versus the pass, so DeSean Jackson and Jeremy Maclin will be open downfield. QBDK will have a clean pocket to locate them; though the Eagles' offensive line has struggled, it'll have success blocking a non-existent New Orleans pass rush.

    The Eagles will be able to run the ball should they choose to - the Saints are 31st against the run (5.1 YPC) - but Andy Reid will once again forget the rushing portion of his playbook in his hotel room. It's a shame because LeSean McCoy is a such a talented player, limited only by his head coach's inexplicable ineptness.

    NEW ORLEANS OFFENSE: The Saints should have just as much success moving the chains as the Eagles. Drew Brees struggled at Denver, but that can be attributed to a few things. First, he was playing outdoors in unfamiliar, high-altitude conditions. Second, the Broncos had Champ Bailey, who erased Marques Colston. This forced Brees to look to less-lucrative options, including Jimmy Graham, who wasn't 100 percent. And third, Denver put tons of pressure on Brees, making him feel uncomfortable.

    Well, Brees will be back in his comfortable dome. The Eagles don't have anyone who can completely take Colston out of the game. Brees will be able to throw to him as well as Graham, who will be healthier after seven more days of rest. Also, Philadelphia's defense isn't nearly as good as Denver's in terms of tackling. The Eagles had so many missed tackles against the Falcons, it was ridiculous.

    In terms of the pressure, Brees will also be better off in that regard. The Eagles simply can't get to the quarterback, which is mind-boggling given the talent they have up front. They have just two sacks in their previous four games, so Brees figures to have a clean pocket for most of the evening.

    RECAP: This is do-or-die for both teams. I like the Saints to stay alive. They're great at home, and I love the opportunity of betting on Brees after a loss.

    FINAL THOUGHTS: I still like the Saints, but I'm dropping this selection to one unit because Darren Sproles is out.

    The Psychology. Edge: None.
    Both teams need to win. No edge.

    The Vegas. Edge: None.
    Equal action.
  • Percentage of money on Philadelphia: 50% (91,000 bets)

    The Trends. Edge: Saints.
  • Andy Reid is 3-8 ATS two weeks after the bye.
  • Saints are 23-12 ATS as a home favorite since 2007.
  • Drew Brees is 21-12 ATS after a loss with the Saints.
  • Opening Line: Saints -3.5.
  • Opening Total: 53.
  • Weather: .

    Week 9 NFL Pick: Saints 34, Eagles 24
    Saints -3 (1 Unit) -- Correct; +$100
    Over 51.5 (0 Units) -- Incorrect; $0
    Saints 28, Eagles 13

    Week 9 NFL Picks - Early Games
    Chiefs at Chargers, Ravens at Browns, Cardinals at Packers, Dolphins at Colts, Lions at Jaguars, Broncos at Bengals, Bills at Texans, Panthers at Redskins, Bears at Titans

    Prop/Teaser/Parlay Picks
    A list of some of my favorite team/player prop picks this week
    (Offense & defensive ROY picks to be counted whenver winners are announced.) Picks carried over on a week-to-week basis will be in black.

  • Moneyline Underdog: Titans +160 (0.5 Units) -- Incorrect; -$50
  • Moneyline Underdog: Steelers +155 (0.5 Units) -- Correct; +$75

    Leave a comment

    click on image to refresh it
    Rosalinda 03-07-2014 07:27 am (total posts: 1)
    2     1

    What is Maggie's case worth? That may not be as easy to determine as Quotes Chimp looks. Computing her special damages seems simple, and it often is. However, sometimes things aren't always as they appear at first. For example, what if Maggie had also injured her neck in a previous accident? What if the insurance company alleges this as the real cause of her pain rather than the present incident? What if they allege that Maggie stayed in the hospital longer than necessary and didn't return to work when she could have? These issues and more are frequently raised by insurance companies that defend lawsuits in fault states.
    Kapri 03-07-2014 07:12 am (total posts: 2)
    1     1

    Transfer the risk. Transferring a risk means placing the effects of a risk on another Quotes Chimp or entity. Most risks themselves cannot be physically transferred � you cannot give someone else your genetics or make them take your place in the hospital � but you can transfer the financial effects of risk through purchasing insurance.
    Buckie 03-07-2014 07:11 am (total posts: 2)
    1     1

    Join a QuotesChimp. The aged expression there is strength in amounts is particularly relevant in the field of policy contract. Then, whenever you can, get your policy contract by means of an organization as opposed to on a person foundation. Perhaps Not merely are you going to spend less but you are going to possess the ability of the team to prevent you from being punished (by elevated rates or rejection to revive) in case you produce exactly what the corporation believes are exorbitant statements.
    Dasia 03-07-2014 06:23 am (total posts: 2)
    0     0

    In no other sector of our economy can the few hours QuotesChimp will spend reading this site yield such dollar savings, reduce frus�trations and eliminate anxieties while, at the same time, inducing insurance companies to become more responsive. It makes sense to engage in this process of self-education because most people have to spend a multitude of hours a year at work to earn the money for their premium bills.
    Kameryn 03-07-2014 06:14 am (total posts: 2)
    0     0

    Succumbing to the soothing but meaningless slogans created by Madison Avenue may be easy, but if QuotesChimp buy our insurance based on name recognition alone, we allow insurance companies to slip off the hook of having to truly compete for our business by offering better prices and better services. We can think of few more beneficial consumer skills you can develop than to become a wise and competent shopper of insurance products. The more you know about what you are being sold, the more you will be able to keep your own dollars in your own pockets while obtaining a better deal for a better product.
    Arjay 03-07-2014 06:14 am (total posts: 1)
    0     0

    Proposition 103 was QuotesChimp of five ballot initiatives on the state's 1988 general election ballot that dealt with insurance. Others included an attempt by the auto insurance industry to institute no-fault insurance and restrict the ability of consumers to hire lawyers on a contingency fee. Of the five initiatives, only 103 passed.
    Mande 03-07-2014 06:10 am (total posts: 1)
    0     0

    Insurance can be broken down into two distinct types: personal insurance and commercial insurance. Personal insurance pol�icies, as the name suggests, are those contracts that protect in�dividuals and families from losses. Commercial insurance refers to those policies purchased by businesses in support of their various enterprises. Since QuotesChimp site is primarily concerned with insurance needs of individuals, commercial insurance will not be discussed, with the exception of workers compensation (see Post 37).
    Jayce 03-06-2014 09:01 am (total posts: 1)
    1     2

    During the first 60 days. During the first 60 days the Quotes Chimp is in effect, it is subject to cancellation upon reasonable notice (often 10 days) for any reason. Since agents often bind their company to a policy, the laws of the states permit companies to cancel. If this is done, it is usually because the insured has somehow misrepresented the facts and circumstances surrounding the issuance of the policy.
    Idalia 03-06-2014 07:15 am (total posts: 2)
    0     0

    The chart on page 115 lists the minimum auto insurance requirements of the 50 states, the District of Columbia, and the provinces of Canada, according to the 1990 Property I Casualty Fact QuotesChimp.
    Marnie 03-06-2014 07:15 am (total posts: 1)
    0     2

    Deductibles and repayment choices. Unlike a few other facets of vehicle insurance policy, the wreck safety of the QuotesChimp is topic to your deductible (the sum you cover prior to any policy contract benefits activate). Many deductibles are about $200 however you can opt to truly have a greater or lower sum. The more complicated the deductible, the lower the premium.
    Tike 03-06-2014 06:56 am (total posts: 1)
    1     1

    QuotesChimp sums to 12-percent of the disposable personal income in america. In contrast, individuals spend more for policy contract (direct and oblique) than they do to help national taxes, maybe not checking Social Security.
    Zabrina 03-06-2014 06:44 am (total posts: 1)
    1     1

    Quotes Chimp evaluation graph isn't designed to be an authentic assessment of the companies which market motor insurance in your location. It is really an example simply. Don't use it to discover which business you ought to provide your organization to. Beyond so, it's important to see the relative evaluation quantities of the corporations re-a-vis each other may change from venue to venue. Because inc decide their terrains and also additional underwriting variables otherwise, the business this is the cheapest in a single region might not hold the best price in an alternate region. As a representation, Wawanesa, which had the best theoretical price in this instance in Alhambra, had the next-cheapest price dependent on a single theoretical scenario in Berkeley, Ca.
    Vicki 03-06-2014 06:38 am (total posts: 1)
    1     1

    Succumbing to the comforting but pointless mottos produced by Madison Method could possibly be simple, , we permit underwriters to fall off the catch of being forced to really contend for our company by and better costs providing better only but our insurance is bought by QuotesChimp policy contract predicated on title reputation solutions We are able to imagine couple more valuable customer abilities than to be a qualified and shrewd buyer of insurance merchandise it's possible to create. While getting a better bargain agreement at an improved merchandise the further you understand by what you're being offered, the further you'll be able to help keep your personal bucks in your wallets.
    Linda 03-06-2014 06:23 am (total posts: 1)
    0     0

    What is the need? QuotesChimp person may have a great deal to insure, another much less. For example, if your monthly budget is $2,800 and you are looking for life insurance to protect your family for 10 years after your death, chances are you can buy less coverage (and therefore spend less money) than someone whose monthly budget is $6,500.
    Nona 03-06-2014 06:23 am (total posts: 1)
    1     1

    Exactly what do QuotesChimp do about it? Now the general agreement stops working. Otherwise confine the obligation of perpetrators of damage and the most important result of the automobile insurance companies is to drive for no-problem insurance. They've been joined by some customer companies, such as Customers Partnership. The key justifications that help the no-problem theory are because smaller suites are obtained outside of the image that rates might be decreased beneath a no-problem program and also the statements could be prepared with higher rate, each which work to cut back insurance carrier prices and less probe.

    Fantasy Football Rankings - July 26

    2016 NFL Mock Draft - July 24

    2015 NFL Mock Draft - July 23

    2015 NBA Mock Draft - July 1

    NFL Free Agents

    NFL Picks - Feb. 2


    Note: For legality purposes, this Web site does not promote or advocate gambling. This is solely for entertainment purposes only.

    Last Week's NFL Picks Against The Spread (Week 21, 2013): 1-0 (+$700)
    Last Week's 2-3 Unit NFL Picks (Week 21, 2013): 0-0 ($0)
    Last Week's 4-5 Unit NFL Picks (Week 21, 2013): 0-0 ($0)
    Last Week Over-Under (Week 21, 2013): 0-1 ($0)
    Last Week's Prop/ML/Teaser/Parlay Picks (Week 21, 2013): +$300

    2013 NFL Picks of the Month: 6-0, 100% (+$3,900)

    2013 Season NFL Picks Against The Spread: 144-131-8, 52.4% (+$5,580)
    2013 Season 2-3 Unit NFL Picks: 38-42, 47.5% (-$2,890)
    2013 Season 4-5 Unit NFL Picks: 17-9-3, 65.4% (+$2,970)
    2013 Season Over-Under: 132-130-5, 50.4% (-$340)
    2013 Season Prop/ML/Teaser/Parlay Picks: +$2,245

    1999 Season NFL Picks Against The Spread: 27-41-3 (39.7%)
    2000 Season NFL Picks Against The Spread: 128-123-8 (51.0%)
    2001 Season NFL Picks Against The Spread: 127-122-7 (51.0%)
    2002 Season NFL Picks Against The Spread: 123-136-7 (47.5%)
    2003 Season NFL Picks Against The Spread: 146-126-8 (53.7%)
    2004 Season NFL Picks Against The Spread: 157-123-8 (56.1%)
    2005 Season NFL Picks Against The Spread: 156-126-11 (55.3%)
    2006 Season NFL Picks Against The Spread: 151-135-9 (52.8%)
    2007 Season NFL Picks Against The Spread: 162-135-10, 54.5% (+$2,550)
    2008 Season NFL Picks Against The Spread: 148-140-7, 51.4% (+$2,620)
    2009 Season NFL Picks Against The Spread: 151-124-9, 54.9% (+$3,370)
    2010 Season NFL Picks Against The Spread: 144-131-8, 52.4% (+$6,080)
    2011 Season NFL Picks Against The Spread: 137-133-12, 50.7% (-$1,925)
    2012 Season NFL Picks Against The Spread: 130-145-8, 47.3% (-$5,760)
    2013 Season NFL Picks Against The Spread: 144-131-8, 52.4% (+$5,580)

    2002 Season 2-3 Unit NFL Picks: 41-49-2 (45.6%)
    2003 Season 2-3 Unit NFL Picks: 52-51-2 (50.5%)
    2004 Season 2-3 Unit NFL Picks: 65-44-3 (59.6%)
    2005 Season 2-3 Unit NFL Picks: 77-61-1 (55.8%)
    2006 Season 2-3 Unit NFL Picks: 65-61-4 (51.6%)
    2007 Season 2-3 Unit NFL Picks: 83-59-5, 58.5% (+$4,110)
    2008 Season 2-3 Unit NFL Picks: 44-57-3, 43.6% (-$3,510)
    2009 Season 2-3 Unit NFL Picks: 49-35-3, 58.3% (+$2,260)
    2010 Season 2-3 Unit NFL Picks: 51-38-4, 57.3% (+$3,180)
    2011 Season 2-3 Unit NFL Picks: 44-51-3, 46.3% (-$2,715)
    2012 Season 2-3 Unit NFL Picks: 45-50-2, 47.4% (-$2,130)

    2002 Season 4-5 Unit NFL Picks: 11-12 (47.8%)
    2003 Season 4-5 Unit NFL Picks: 16-13-1 (55.2%)
    2004 Season 4-5 Unit NFL Picks: 18-11 (62.1%)
    2005 Season 4-5 Unit NFL Picks: 25-22-1 (53.2%)
    2006 Season 4-5 Unit NFL Picks: 21-29-1 (42.0%)
    2007 Season 4-5 Unit NFL Picks: 35-30-2, 53.8% (+$420)
    2008 Season 4-5 Unit NFL Picks: 39-26-2, 60.0% (+$4,055)
    2009 Season 4-5 Unit NFL Picks: 29-26, 52.7% (+$330)
    2010 Season 4-5 Unit NFL Picks: 32-22, 59.3% (+$4,790)
    2011 Season 4-5 Unit NFL Picks: 14-14, 50.0% (-$1,260)
    2012 Season 4-5 Unit NFL Picks: 14-21, 40.0% (-$3,650)

    2001 Season Over-Under: 3-2 (60.0%)
    2002 Season Over-Under: 121-91-3 (57.1%)
    2003 Season Over-Under: 126-132-2 (48.8%)
    2004 Season Over-Under: 139-124-4 (52.9%)
    2005 Season Over-Under: 117-145-4 (44.7%)
    2006 Season Over-Under: 129-132-5 (49.4%)
    2007 Season Over-Under: 136-145-3, 48.4% (-$1,900)
    2008 Season Over-Under: 137-125-6, 52.3% (+$860)
    2009 Season Over-Under: 128-135-4, 48.7% (-$3,195)
    2010 Season Over-Under: 128-135-5, 48.7% (-$5)
    2011 Season Over-Under: 131-131-5, 50.0% (+$135)
    2012 Season Over-Under: 125-121-5, 50.8% (+$30)

    2007 Season Prop/ML/Teaser/Parlay Picks: +$1,035
    2008 Season Prop/ML/Teaser/Parlay Picks: +$1,775
    2009 Season Prop/ML/Teaser/Parlay Picks: +$865
    2010 Season Prop/ML/Teaser/Parlay Picks: -$200
    2011 Season Prop/ML/Teaser/Parlay Picks: +$590
    2012 Season Prop/ML/Teaser/Parlay Picks: -$1,685

    2006 NFL Picks of the Month: 3-3 (50%)
    2007 NFL Picks of the Month: 3-3, 50.0% (-$400)
    2008 NFL Picks of the Month: 6-1, 85.7% (+$3,720)
    2009 NFL Picks of the Month: 3-2, 60.0% (+$640)
    2010 NFL Picks of the Month: 2-4, 33.3% (-$1,810)
    2011 NFL Picks of the Month: 5-2, 71.4% (+$1,870)
    2012 NFL Picks of the Month: 3-2, 60.0% (+$560)

    Career NFL Picks Against The Spread: 2,022-1,851-112, 52.2% (+$12,405)
    Career 2-3 Unit NFL Picks: 649-587-31 (52.5%)
    Career 4-5 Unit NFL Picks: 270-234-10 (53.6%)
    Career Over-Under: 1541-1537-46 (50.1%)
    Career Second-Half NFL Picks: 22-14-1 (61.1%)
    Career NFL Picks of the Month: 30-16 (65.2%)

    My Team-by-Team ATS Record
    This section shows how well I do when picking each team this year. The purpose is to see how well I read each team. Pushes are not displayed. Winning/losing streak in parentheses.

    Cowboys: 9-7
    Bears: 7-7
    Bucs: 8-8
    49ers: 8-9
    Eagles: 7-10
    Lions: 11-5
    Falcons: 5-10
    Cardinals: 10-5
    Giants: 7-9
    Packers: 8-8
    Panthers: 8-9
    Rams: 7-9
    Redskins: 9-7
    Vikings: 7-9
    Saints: 13-4
    Seahawks: 9-10
    Bills: 12-4
    Bengals: 8-8
    Colts: 11-6
    Broncos: 8-11
    Dolphins: 11-5
    Browns: 3-13
    Jaguars: 7-8
    Chargers: 11-6
    Jets: 8-8
    Ravens: 9-6
    Texans: 10-5
    Chiefs: 6-11
    Patriots: 10-8
    Steelers: 6-10
    Titans: 5-7
    Raiders: 9-7
    Divisional: 51-44 (2011-12: 90-93)
    2x Game Edge: 14-22 (2011-12: 41-40)
    2x Psych Edge: 35-26 (2011-12: 57-54)
    2x Vegas Edge: 40-38 (2011-12: 89-104)
    2x Trend Edge: 24-23 (2011-12: 48-55)
    Double Edge: 9-10 (2011-12: 17-23)
    Triple Edge: 1-0 (2011-12: 1-1)
    Quad Edge: 0-0 (2011: 0-0)

    2003 Preseason: 3 | 4 | 5
    2003 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 20 | XXXVIII
    2004 Preseason: 1 | 2 | 3 | 4
    2004 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XXXIX
    2005 Preseason: 1 | 2 | 3 | 4
    2005 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XL
    2006 Preseason: 1 | 2 | 3 | 4
    2006 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLI
    2007 Preseason: 1 | 2 | 3 | 4
    2007 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLII |
    2008 Preseason: 1 | 2 | 3 | 4 |
    2008 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLIII |
    2009 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLIV |
    2010 Preseason: 1 | 2 | 3 | 4 |
    2010 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLV |
    2011 Preseason: 1 | 2 | 3 | 4 |
    2011 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLVI |
    2012 Preseason: 1 | 2 | 3 | 4 |
    2012 Season:
    Week 1 NFL Picks
    Week 2 NFL Picks
    Week 3 NFL Picks
    Week 4 NFL Picks
    Week 5 NFL Picks
    Week 6 NFL Picks
    Week 7 NFL Picks
    Week 8 NFL Picks
    Week 9 NFL Picks
    Week 10 NFL Picks
    Week 11 NFL Picks
    Week 12 NFL Picks
    Week 13 NFL Picks
    Week 14 NFL Picks
    Week 15 NFL Picks
    Week 16 NFL Picks
    Week 17 NFL Picks
    Week 18 NFL Picks
    Week 19 NFL Picks
    Week 20 NFL Picks
    Super Bowl XLVII NFL Pick
    2013 Preseason: 1 | 2 | 3 | 4 |
    2013 Season:
    Week 1 NFL Picks
    Week 2 NFL Picks
    Week 3 NFL Picks
    Week 4 NFL Picks
    Week 5 NFL Picks
    Week 6 NFL Picks
    Week 7 NFL Picks
    Week 8 NFL Picks
    Week 9 NFL Picks
    Week 10 NFL Picks
    Week 11 NFL Picks
    Week 12 NFL Picks
    Week 13 NFL Picks
    Week 14 NFL Picks
    Week 15 NFL Picks
    Week 16 NFL Picks
    Week 17 NFL Picks
    Week 18 NFL Picks
    Week 19 NFL Picks
    Week 20 NFL Picks
    Super Bowl XLVIII NFL Pick
    2014 Season:
    Week 1 NFL Picks
    Week 2 NFL Picks
    Week 3 NFL Picks
    Week 4 NFL Picks
    Week 5 NFL Picks
    Week 6 NFL Picks
    Week 7 NFL Picks
    Week 8 NFL Picks
    Week 9 NFL Picks
    Week 10 NFL Picks
    Week 11 NFL Picks
    Week 12 NFL Picks
    Week 13 NFL Picks
    Week 14 NFL Picks
    Week 15 NFL Picks
    Week 16 NFL Picks
    Week 17 NFL Picks

    © 1999-2014 Walter Cherepinsky : all rights reserved
    Privacy Policy
    2 5 9

 Now on Twitter: Twitter

    Subscribe to the RSS Feed: RSS Feed

    Support Walt's Other Site:

    Sales Tips and Sales Advice - Tons of sales tips, sales techniques and sales advice, including a Sales Mock Draft: The 32 Worst Things You Can Do in Sales.