WalterFootball.com - Detailed NFL Mock Drafts, Player Prospect Rankings, and One of the Largest Mock Draft Databases on the Web

NFL Picks Against the Spread: Week 5, 2011



NFL Picks (Preseason 2011): 11-4 (+$1,340)
NFL Picks (Week 1, 2011): 5-9-2 (-$575)
NFL Picks (Week 2, 2011): 6-8-2 (-$1,030)
NFL Picks (Week 3, 2011): 10-5-1 (+$610)
NFL Picks (Week 4, 2011): 7-9 (-$970)

NFL Picks (2011): 39-35-5 (-$625)
NFL Picks (2010): 144-131-8 (+$6,080)
NFL Picks (2009): 151-124-9 (+$3,370)
NFL Picks (2008): 136-125-6 (+$4,330)
If you don't quite understand the line, total or anything else, go to my Sports Betting FAQ.


Vegas betting action updated Oct. 10, 5:05 p.m. ET. Follow @walterfootball for updates.


Go to Week 5 NFL Picks - Early Games



Tampa Bay Buccaneers (3-1) at San Francisco 49ers (3-1)
Line: 49ers by 2.5. Total: 41.5.

Walt's Projected Line (Before Week 4): Buccaneers -1.
Walt's Projected Line (After Week 4): 49ers -1.
Sunday, Oct. 9, 4:05 ET
Discuss Game, Talk Trash

The Game. Edge: Buccaneers.

If you didn't see it, Emmitt on the Brink is back! Season 4, Episode 4 has been posted - DeSean Jackson has been banned from the NFL for using another slur. Episode 5 will be posted this weekend.

Also, a friendly reminder that Jerks of the Week for Oct. 3, 2011 are up, so just click the link. This week's jerks are: 1) Jerks of the Mall. 2) Lifeguards. 3) Spanish Heritage Month.

TAMPA BAY OFFENSE: The Buccaneers don't make it look pretty, but they manage to get it done. Josh Freeman always seems to start slowly, but he is extremely clutch at the end of each half. I'd rather have someone like him than his polar opposite, Tony Romo, who posts pretty stats but chokes like Aurora Snow when the game is on the line.

The 49ers provide a much tougher challenge than Indianapolis and Atlanta. They have a terrific front seven that can get to the quarterback (9 sacks) and stop the run (1st; 2.9 YPC). LeGarrette Blount won't be able to trample the opposition like he was able to do Monday night, so Freeman will have to do more of the work.

The good news for Tampa is that San Francisco is susceptible to the pass. Both Tony Romo and QB Dog Killer eclipsed 400 passing yards against this secondary. The problem is that the Niners have awful safety play.

SAN FRANCISCO OFFENSE: The 49ers weren't able to run the ball whatsoever in the first three weeks of the season, but they piled up 165 rushing yards against the pathetic Eagles. The Buccaneers won't be as yielding; they've given up 80 combined rushing yards to the Falcons and Colts the past two weeks.

Alex Smith obviously won't be as successful without a supporting ground attack. He'll be in more long-yardage situations, which means that Tampa Bay will be able to tee off on him. The Bucs have eight sacks in the previous two weeks, which doesn't bode well for Smith, who has been sacked 14 times this season.

That being said, the 49ers will still be able to move the chains. Tampa has had trouble tackling this season, as we all saw Monday night when the Colts turned what should have been short receptions into long gains.

RECAP: The 49ers are 3-1, but how good are they? Well, they would have barely beaten the Seahawks if it weren't for Ted Ginn (ugh). They won an ugly, 13-8 battle at Cincinnati. And they had to come back from 20 down against the Eagles. They probably should have defeated the Cowboys, but Dallas isn't very good.

The Buccaneers are the superior 3-1 squad, so I'm taking the points. I think San Francisco could be in a potential flat spot; the team is coming off a close road victory as a massive underdog, and is now favored over a team that didn't look too impressive on national TV. Check below in the trends section for the Statfox Trend.

BEST LINE: Once again, Bodog has the best line on an underdog today. Maybe that's why they're called BoDOG? I don't know. The Buccaneers are +3 -120. Definitely buy the half point to get up to the key number.


The Psychology. Edge: 49ers.
This is a tough spot for both teams. The Buccaneers won and are traveling across the country on a short week, and then have the Saints. The 49ers, meanwhile, just had a close victory as huge underdogs, and they are also traveling across the country to be favorites.


The Vegas. Edge: None.
Equal action.
  • Percentage of money on Tampa Bay: 59% (63,000 bets)


    The Trends. Edge: Buccaneers.
  • Statfox Trend: Home favorites coming off a road win of 1-3 points are 24-43 ATS since 2000.
  • Buccaneers are 6-26 SU on the West Coast in franchise history.
  • Opening Line: Buccaneers -2.5.
  • Opening Total: 41.
  • Weather: .


    Week 5 NFL Pick: Buccaneers 16, 49ers 13
    Buccaneers +3 -120 (3 Units) -- Incorrect; -$360
    Under 41.5 (0 Units) -- Incorrect; $0
    49ers 48, Buccaneers 3






    New York Jets (2-2) at New England Patriots (3-1)
    Line: Patriots by 7. Total: 51.

    Walt's Projected Line (Before Week 4): Patriots -7.
    Walt's Projected Line (After Week 4): Patriots -9.5.
    Sunday, Oct. 9, 4:15 ET
    Discuss Game, Talk Trash

    The Game. Edge: Patriots.

    It's time for Notes from NFL.com GameCenter - a list of a few stupid comments I found on NFL.com's GameCenter and my thoughts on them:

    1. "Lions..... remind me of Lion King (the movie). it was soooo good back then. Now they are trying to do remakes. as if it would make it better. well guess what?! its the same ol' thing.... Catch my drift?! COWBOYS BABY!!!! but c'mon lions keep the smack talk going!!!! RACK ME!!!"

    No one's catching your drift. No one whatsoever. And what the hell does "Rack Me" mean? Is that something sexual?

    2. "HEY NAJANOMICS I KNOW HOW DO U FEEL COUSE I'M FEEL AT THE SAME WAY THE LAST MINUTE, BRESS MADE A FEW BIG PLAYS SO AND I'M THINK THE LAST CALL PASS INTERFERENCE WASN'T"

    Wasn't... wasn't what? Wasn't what!?!?!? You're killing me here! I hate cliff-hangers!

    3. "any one complaining about penatys for the steelers musta not watched the first qurater"

    People are complaining about panties? What do you mean?

    NEW YORK OFFENSE: Mark Sanchez played really well at the end of last season. No, really. He was the one positive for the Jets in the AFC Championship loss to the Steelers. The week before, he made several impressive throws in an upset victory at New England.

    But man, he has really regressed. I don't know if it's the decline of the offensive front, Braylon Edwards' absence, or Sanchez himself, but he has gotten so much worse.

    Playing the Patriots may seem like what the doctor ordered, but I wouldn't be so sure. First of all, it's unlikely that Nick Mangold will be ready for this contest, as he was limping around in pre-game warmups Sunday night. Rex Ryan wasn't optimistic about Mangold's status afterward. And second, Albert Haynesworth could be back, and his presence will really help a struggling pass rush.

    Ryan said Monday that he wants to return to "ground and pound." That's easier said than done. The hobbled offensive line can't open up any holes for Shonn Greene.

    NEW ENGLAND OFFENSE: Tom Brady really struggled against the Jets in that aforementioned playoff loss. Think he and Bill Belichick have spent countless hours devising a plan to beat Ryan's schemes?

    I think Brady will have a huge game. He's playing out of his mind right now, and the Jets will be without starting linebacker Bryan Thomas, who has been lost for the season.

    New England should be able to run the ball as well. New York has really struggled against the rush; it has allowed 446 yards on the ground to opposing running backs the past three weeks. Impressive rookie Stevan Ridley is getting more work each week, and he could have his breakout performance this Sunday.

    RECAP: I hate laying this many points in a tough divisional matchup, but I'm taking the Patriots. This is a big revenge game for them, and they're catching the Jets at the right time.


    The Psychology. Edge: None.
    The Patriots want revenge; the Jets will be looking for redemption off that ugly loss. No edge.


    The Vegas. Edge: None.
    It's surprising that there's equal action here.
  • Percentage of money on New England: 59% (99,000 bets)


    The Trends. Edge: Patriots.
  • History: Patriots have won 13 of the last 17 meetings.
  • History: Home Team has won 4 of the last 5 meetings.
  • Jets are 10-7 ATS as underdogs since 2009.
  • Patriots are 35-20 ATS vs. AFC East opponents since 2001.
  • Tom Brady is 125-40 as a starter (97-64 ATS).
  • Opening Line: Patriots -8.
  • Opening Total: 50.
  • Weather: .


    Week 5 NFL Pick: Patriots 30, Jets 17
    Patriots -7 (0 Units) -- Correct; $0
    Under 51 (0 Units) -- Push; $0
    Patriots 30, Jets 21






    San Diego Chargers (3-1) at Denver Broncos (1-3)
    Line: Chargers by 4. Total: 46.5.

    Walt's Projected Line (Before Week 4): Chargers -4.5.
    Walt's Projected Line (After Week 4): Chargers -5.
    Sunday, Oct. 9, 4:15 ET
    Discuss Game, Talk Trash

    The Game. Edge: Chargers.

    More Notes from NFL.com GameCenter. All of these are from some Packer fan named ADawkins:

    1. "YOU NO WHAT HONNEYBEARS F THE BEARS BECAUSE WE WERE SAYING YOU GUYS WERE GOING TO WIN BUT FORGET THAT? WE DIDNT CHEAT SO YOU CAN GO TELL YOUR FACE THAT CROP"

    Yeah! Get that crop out of my face! Damn corn and wheat.

    2. "ITS ALL GOOD PACKERS THE BEARS DONT NEED TO BE PICK UP NO MORE CARLINO WILL PUCH THEM BACK DOWN LOL"

    Who's Carlino, and why is he "puching people?" Is he a member of the Italian mob?

    3. "they saiding who dat O:"

    Saiding? Does ADawkins really think "saiding" is a word? That's a low, even for GameCenter.

    DENVER OFFENSE: This is a home game for the Broncos, so the crowd will be going against them. Kyle Orton will start yet again for some reason, so the fans will be chanting for Tim Tebow.

    Having said that, Orton should have a decent outing. The Chargers are 21st versus the pass (7.6 YPA); even Matt Moore looked functional against them, and it could have been even worse had Brandon Marshall not lost a potential 50-yard completion in the sun. The Chargers don't really have a consistent pass rush, and Orton is well protected; he's been sacked only five times the past three weeks.

    Willis McGahee eclipsed the century mark last week, but don't expect that to happen again. Since Week 2, the Chargers have done a good job limiting opposing rushing attacks.

    SAN DIEGO OFFENSE: This looks ugly on paper. Philip Rivers, Ryan Mathews and Vincent Jackson take on a defense that ranks 27th against the pass, 17th versus the rush and in the bottom 10 in terms of getting to the quarterback (7 sacks). Yeeesh.

    I wouldn't expect the Chargers to pile up the points, however. It's the same old story every week - they've done a good job driving down inside the opposing 35-yard line, but kill themselves with stupid mistakes. As a consequence, they turn the ball over or have to settle for field goals. Since I'll be betting against them this week, expect Nick Novak to drill all of his field goal attempts.

    RECAP: Yes, I'm going against the Chargers yet again for several reasons:

    1. This line may seem low, but it's really not. Think about it. The Chargers are -4 at Denver, so they'd be -10 against the Broncos at home. Yet, they were only -7 versus a Miami team that traveled across the country. The Dolphins are not three points better than the Broncos.

    2. As mentioned, San Diego is playing sloppily right now. I'm probably going to keep fading them as favorites until they begin their late-season surge.

    3. Here's a cool trend going against the Chargers: Road favorites coming off standard rest after two consecutive wins as home favorites are 13-41 against the spread since 1995. The SQDL for this is: pp:HWF and p:HWF and AF and p:margin > 7 and rest=6 and week < 18 and season > 1994

    LOCKED IN: I'd like to pounce on the Broncos +4 before it falls to +3.5. You can get +4 -105 at Bodog.


    The Psychology. Edge: None.
    No psychological edge found.


    The Vegas. Edge: Broncos.
    The public is all over the Chargers, yet this line is falling. Hmm...
  • Percentage of money on San Diego: 83% (73,000 bets)


    The Trends. Edge: Chargers.
  • History: Chargers have won 8 of the last 10 meetings.
  • Opening Line: Chargers -4.5.
  • Opening Total: 47.
  • Weather: .


    Week 5 NFL Pick: Chargers 30, Broncos 27
    Broncos +4 -105 (3 Units) -- Incorrect; -$315
    Over 46.5 (0 Units) -- Correct; $0
    Chargers 29, Broncos 24






    Green Bay Packers (4-0) at Atlanta Falcons (2-2)
    Line: Packers by 5.5. Total: 53.

    Walt's Projected Line (Before Week 4): Packers -3.
    Walt's Projected Line (After Week 4): Packers -3.5.
    Sunday, Oct. 9, 8:20 ET
    Discuss Game, Talk Trash

    The Game. Edge: Packers.

    If you've been following my 2011 Fantasy Football Rankings this summer and you're wondering which players to start, I've got you covered. You can check out my Fantasy Football Start Em, Sit Em page (will be posted tonight) as well as my Weekly Fantasy Football Rankings, which will be updated by Wednesday afternoon each week.

    GREEN BAY OFFENSE: Aaron Rodgers is unstoppable. It's really amazing what he's doing. He's completing 73 percent of his passes on a 9.4 YPA. No one has had an answer for him since that Week 16 blowout against the Giants last year.

    I wouldn't expect the Falcons to come with an answer either. They haven't registered a sack since Week 1. They just surrendered 319 passing yards on 38 attempts to the Poop Salad. Rodgers will be able to do whatever he pleases.

    Atlanta is better versus the run; it has limited three of its four opponents to fewer than 90 rushing yards. James Starks won't be nearly as good as he was last week, but that hardly matters. Rodgers has thrived without the help of a steady rushing attack before, and he can do it again.

    ATLANTA OFFENSE: The Falcons are having major issues on offense because their dreadful line can't protect Matt Ryan. Left tackle Sam Baker has been especially bad, and he doesn't have much of a chance against Clay Matthews.

    Ryan will have to operate out of long-yardage situations because Michael Turner won't be able to find any running room. Green Bay is ranked seventh against the rush, limiting the opposition to 3.4 YPC.

    The Falcons will score some points, however, as Green Bay's shaky, Nick Collins-less secondary has allowed at least 273 passing yards to every single opponent this year. That said, Green Bay's pass rush will definitely force a good amount of punts and turnovers.

    RECAP: I gave this away in my NFL Power Rankings: I love the Falcons on Sunday night. This is a big-time revenge game for them, and there are a couple of great systems that support the pick.

    However, I can't bet them. I'm not even sure I can even pick them for zero units. Aaron Rodgers is just way too good. Like I said last week, if you gamble against Rodgers, you might as well set your money on fire. He's just playing out of his mind, and it wouldn't surprise me one bit to see the Packers go 15-1 or even 16-0.


    The Psychology. Edge: Falcons.
    Big revenge game for the Falcons.


    The Vegas. Edge: Falcons.
    No shock that everyone is all over the Packers.
  • Percentage of money on Green Bay: 78% (80,000 bets)


    The Trends. Edge: None.
  • Packers are 30-15 ATS on the road under Mike McCarthy.
  • Matt Ryan is 16-6 ATS at home.
  • Opening Line: Packers -4.
  • Opening Total: 53.
  • Weather: Dome.


    Week 5 NFL Pick: Packers 31, Falcons 20
    Packers -5.5 (0 Units) -- Correct; $0
    Under 53 (0 Units) -- Correct; $0
    Packers 25, Falcons 14






    Chicago Bears (2-2) at Detroit Lions (4-0)
    Line: Lions by 6.5. Total: 47.

    Walt's Projected Line (Before Week 4): Lions -6.
    Walt's Projected Line (After Week 4): Lions -6.
    Monday, Oct. 10, 8:30 ET
    Discuss Game, Talk Trash

    The Game. Edge: Lions.

    It's Monday Night Football, but we're going to have Mike Tirico, Ron Jaworski and Jon Gruden calling the shots instead of the great preseason homers like Kevin Reilly, Don Tollefson and Herm Edwards, and inept ESPN guys Emmitt and Matt Millen. Here's what it would sound like if those five clowns were calling this game:

    Kevin Reilly: Welcome to Detroit, home of the stinky Lions! Hey guys, the Lions are really stinky! They haven't been to the playoffs in like 5,000 years. Why are the stinky Lions on Monday Night Football anyway? Monday Night Football should be for the best teams, like my Eagles!

    Emmitt: Mike, do you not followin' what the Lion doin' this year? In math, the Pac-Man sign tryin' to eat the win number and not the lose number for the Lion for the first time since Barry Smith line up in the backfield.

    Reilly: Emmitt, that's a bunch of bull crap. The Lions are stinky and nowhere near as good as my Eagles!

    Herm: Look at the standings! Look at the record! Look at the wins! Look at the Tampa game! Look at the Kansas game! Look at the Minnesota game! Look at... uhh... ummm...

    Reilly: Now that Herm has said it, I know it's not true. Herm is a liar and a fraud. I'm not looking at anything that loser tells me.

    Emmitt: Mike, you should look at the team standing. The Lion have courage and strong this year, much like the lion in the Lion, the Witch and the Wardrobe, where the little girl click two boots together and make a rainbow, and then the wizard blow up the Wicked Witch of the Northeast.

    Tollefson: I wish they put me in that movie. I would have kidnapped Dorothy, and made her cook and clean for me. I would have stolen her ruby shoes so she couldn't go home. The only place my women go are the kitchen and the bedroom.

    Reilly: Guys, I'm looking at the standings, and the Lions are actually good. What the hell? I thought that idiot Millen ruined everything for them?

    Millen: Let me tell you, Kevin. The Lions have made a number of stupid mistakes over the years. Drafting Matthew Stafford first overall was dumb. He's not a stallion. I would have taken Darrius Heyward-Bey. Now there's a guy you can really shove some kielbasa up the anus with. In 2010, they took Ndamukong Suh. That's dumb. Suh's not even 10-percent USDA Man. Demaryius Thomas would have been my choice. I took some pictures in the locker room of Thomas' butt, and let me tell you guys, at least 10 sticks of kielbasa can fit in there. And last year, it was Nick Fairley, who is USDA Woman as far as I'm concerned.

    Tollefson: I'll take some USDA Woman and lock her in the kitchen!

    Millen: Why would anyone want USDA Woman? USDA Women can't fit many kielbasas in their anus!

    Herm: Uhh... uhh... uhh.... uhh... uhh... uhh... uhh... uhh... uhh...

    Reilly: Shut the f*** up, stinky Herm! We'll be back after a word from our local sponsors!

    CHICAGO OFFENSE: The Bears "scored" 34 points last week, but their offense didn't have a good showing. They struggled to move the chains aerially, as Jay Cutler was just 9-of-17 for 102 yards and a pick. What saved them were special teams and uncharacteristically good play-calling by Mike Martz, who gave Matt Forte more than 16 carries for the first time all year.

    Can we really expect that to continue? I don't think so. It's impossible to trust Martz. Giving Forte as many carries as possible would be the right move since the Lions have surrendered at least 110 rushing yards to their previous three opponents.

    If Forte is fed the ball early and often, the Bears will be able to pull the upset. If not, Chicago's offense won't do anything, as a struggling Cutler will undoubtedly take tons of sacks. He was brought down only once last week, but the Panthers don't have much of a pass rush. You can't say the same thing about Ndamukong Suh and the Lions, who have registered nine sacks on the year despite trailing by double digits in two contests.

    DETROIT OFFENSE: No one has been able to stop Matthew Stafford to Calvin Johnson. Megatron already has eight touchdowns in four games. Teams keep double- and triple-teaming him, yet nothing works.

    The Bears won't have an answer for this either. Chicago has actually struggled against the pass, as it has surrendered at least 270 passing yards to every single opponent this year. The defense has just three sacks in the past three games. Safety Major Wright has also been a huge (major?) liability.

    Stopping the run is a problem for the Bears as well. They've permitted at least 97 rushing yards every single game, so the Lions, who usually struggle to get things going on the ground, could have a rare stellar rushing performance from Jahvid Best.

    RECAP: I've heard/read that lots of people are down on the Lions because they've fallen behind by double digits in consecutive weeks. That is definitely troubling, but I don't think enough is being made about how bad the Bears have been. They were totally blown out by both the Saints and Packers, while the Panthers thoroughly outplayed them last week. The defense has struggled, while Cutler has just been awful.

    This is a big game for the Lions, who are hosting a Monday Night Football contest for the first time since 2001.


    The Psychology. Edge: Lions.
    This is Detroit's chance to prove itself on Monday Night Football.


    The Vegas. Edge: Bears.
    Slight lean on Detroit.
  • Percentage of money on Detroit: 64% (148,000 bets)


    The Trends. Edge: None.
  • History: Bears have won 11 of the last 13 meetings.
  • Jay Cutler is 26-46 ATS.
  • Opening Line: Lions -6.
  • Opening Total: 46.5.
  • Weather: Dome.


    Week 5 NFL Pick: Lions 34, Bears 23
    Lions -6.5 (0 Units) -- Correct; $0
    Over 47 (0 Units) -- Incorrect; $0
    Lions 24, Bears 13




    Week 5 NFL Picks - Early Games
    Chiefs at Colts, Cardinals at Vikings, Eagles at Bills, Raiders at Texans, Saints at Panthers, Bengals at Jaguars, Titans at Steelers, Seahawks at Giants


    Prop/Teaser/Parlay Picks
    A list of some of my favorite team/player prop picks this week
    (Offense & defensive ROY picks to be counted whenver winners are announced.) Picks carried over on a week-to-week basis will be in black.


  • Hedge Bet: Jaguars -3 +135 (0.5 Units) on Bodog -- Incorrect; -$50
  • Teaser: Patriots -1.5, Packers +0.5 (3 Units) -- Correct; +$300
  • Small Parlay: Vikings -3, Panthers +7, Bengals +3, Titans +3.5, Broncos +4, Lions -6 (.5 Units to win 20.1) -- Incorrect; -$50

    Leave a comment

    Name
    Comment
    Verification:
    click on image to refresh it
     
    Rosalinda 03-07-2014 07:27 am xxx.xxx.xxx4.77 (total posts: 1)
    2     1

    What is Maggie's case worth? That may not be as easy to determine as Quotes Chimp looks. Computing her special damages seems simple, and it often is. However, sometimes things aren't always as they appear at first. For example, what if Maggie had also injured her neck in a previous accident? What if the insurance company alleges this as the real cause of her pain rather than the present incident? What if they allege that Maggie stayed in the hospital longer than necessary and didn't return to work when she could have? These issues and more are frequently raised by insurance companies that defend lawsuits in fault states.
    Kapri 03-07-2014 07:12 am xxx.xxx.xxx.229 (total posts: 2)
    1     1

    Transfer the risk. Transferring a risk means placing the effects of a risk on another Quotes Chimp or entity. Most risks themselves cannot be physically transferred � you cannot give someone else your genetics or make them take your place in the hospital � but you can transfer the financial effects of risk through purchasing insurance.
    Buckie 03-07-2014 07:11 am xxx.xxx.xxx.169 (total posts: 2)
    1     1

    Join a QuotesChimp. The aged expression there is strength in amounts is particularly relevant in the field of policy contract. Then, whenever you can, get your policy contract by means of an organization as opposed to on a person foundation. Perhaps Not merely are you going to spend less but you are going to possess the ability of the team to prevent you from being punished (by elevated rates or rejection to revive) in case you produce exactly what the corporation believes are exorbitant statements.
    Dasia 03-07-2014 06:23 am xxx.xxx.xxx.122 (total posts: 2)
    0     0

    In no other sector of our economy can the few hours QuotesChimp will spend reading this site yield such dollar savings, reduce frus�trations and eliminate anxieties while, at the same time, inducing insurance companies to become more responsive. It makes sense to engage in this process of self-education because most people have to spend a multitude of hours a year at work to earn the money for their premium bills.
    Kameryn 03-07-2014 06:14 am xxx.xxx.xxx.169 (total posts: 2)
    0     0

    Succumbing to the soothing but meaningless slogans created by Madison Avenue may be easy, but if QuotesChimp buy our insurance based on name recognition alone, we allow insurance companies to slip off the hook of having to truly compete for our business by offering better prices and better services. We can think of few more beneficial consumer skills you can develop than to become a wise and competent shopper of insurance products. The more you know about what you are being sold, the more you will be able to keep your own dollars in your own pockets while obtaining a better deal for a better product.
    Arjay 03-07-2014 06:14 am xxx.xxx.xxx.120 (total posts: 1)
    0     0

    Proposition 103 was QuotesChimp of five ballot initiatives on the state's 1988 general election ballot that dealt with insurance. Others included an attempt by the auto insurance industry to institute no-fault insurance and restrict the ability of consumers to hire lawyers on a contingency fee. Of the five initiatives, only 103 passed.
    Mande 03-07-2014 06:10 am xxx.xxx.xxx4.37 (total posts: 1)
    0     0

    Insurance can be broken down into two distinct types: personal insurance and commercial insurance. Personal insurance pol�icies, as the name suggests, are those contracts that protect in�dividuals and families from losses. Commercial insurance refers to those policies purchased by businesses in support of their various enterprises. Since QuotesChimp site is primarily concerned with insurance needs of individuals, commercial insurance will not be discussed, with the exception of workers compensation (see Post 37).
    Jayce 03-06-2014 09:01 am xxx.xxx.xxx8.90 (total posts: 1)
    1     2

    During the first 60 days. During the first 60 days the Quotes Chimp is in effect, it is subject to cancellation upon reasonable notice (often 10 days) for any reason. Since agents often bind their company to a policy, the laws of the states permit companies to cancel. If this is done, it is usually because the insured has somehow misrepresented the facts and circumstances surrounding the issuance of the policy.
    Idalia 03-06-2014 07:15 am xxx.xxx.xxx8.14 (total posts: 2)
    0     0

    The chart on page 115 lists the minimum auto insurance requirements of the 50 states, the District of Columbia, and the provinces of Canada, according to the 1990 Property I Casualty Fact QuotesChimp.
    Marnie 03-06-2014 07:15 am xxx.xxx.xxx.112 (total posts: 1)
    0     2

    Deductibles and repayment choices. Unlike a few other facets of vehicle insurance policy, the wreck safety of the QuotesChimp is topic to your deductible (the sum you cover prior to any policy contract benefits activate). Many deductibles are about $200 however you can opt to truly have a greater or lower sum. The more complicated the deductible, the lower the premium.
    Tike 03-06-2014 06:56 am xxx.xxx.xxx0.90 (total posts: 1)
    1     1

    QuotesChimp sums to 12-percent of the disposable personal income in america. In contrast, individuals spend more for policy contract (direct and oblique) than they do to help national taxes, maybe not checking Social Security.
    Zabrina 03-06-2014 06:44 am xxx.xxx.xxx8.61 (total posts: 1)
    0     1

    Quotes Chimp evaluation graph isn't designed to be an authentic assessment of the companies which market motor insurance in your location. It is really an example simply. Don't use it to discover which business you ought to provide your organization to. Beyond so, it's important to see the relative evaluation quantities of the corporations re-a-vis each other may change from venue to venue. Because inc decide their terrains and also additional underwriting variables otherwise, the business this is the cheapest in a single region might not hold the best price in an alternate region. As a representation, Wawanesa, which had the best theoretical price in this instance in Alhambra, had the next-cheapest price dependent on a single theoretical scenario in Berkeley, Ca.
    Vicki 03-06-2014 06:38 am xxx.xxx.xxx.246 (total posts: 1)
    1     1

    Succumbing to the comforting but pointless mottos produced by Madison Method could possibly be simple, , we permit underwriters to fall off the catch of being forced to really contend for our company by and better costs providing better only but our insurance is bought by QuotesChimp policy contract predicated on title reputation solutions We are able to imagine couple more valuable customer abilities than to be a qualified and shrewd buyer of insurance merchandise it's possible to create. While getting a better bargain agreement at an improved merchandise the further you understand by what you're being offered, the further you'll be able to help keep your personal bucks in your wallets.
    Linda 03-06-2014 06:23 am xxx.xxx.xxx9.60 (total posts: 1)
    0     0

    What is the need? QuotesChimp person may have a great deal to insure, another much less. For example, if your monthly budget is $2,800 and you are looking for life insurance to protect your family for 10 years after your death, chances are you can buy less coverage (and therefore spend less money) than someone whose monthly budget is $6,500.
    Nona 03-06-2014 06:23 am xxx.xxx.xxx.160 (total posts: 1)
    1     1

    Exactly what do QuotesChimp do about it? Now the general agreement stops working. Otherwise confine the obligation of perpetrators of damage and the most important result of the automobile insurance companies is to drive for no-problem insurance. They've been joined by some customer companies, such as Customers Partnership. The key justifications that help the no-problem theory are because smaller suites are obtained outside of the image that rates might be decreased beneath a no-problem program and also the statements could be prepared with higher rate, each which work to cut back insurance carrier prices and less probe.


    Fantasy Football Rankings - July 24


    2016 NFL Mock Draft - July 24


    2015 NFL Mock Draft - July 23


    2015 NBA Mock Draft - July 1


    NFL Free Agents


    NFL Picks - Feb. 2




  • SUB MENU



    Note: For legality purposes, this Web site does not promote or advocate gambling. This is solely for entertainment purposes only.


    Last Week's NFL Picks Against The Spread (Week 21, 2013): 1-0 (+$700)
    Last Week's 2-3 Unit NFL Picks (Week 21, 2013): 0-0 ($0)
    Last Week's 4-5 Unit NFL Picks (Week 21, 2013): 0-0 ($0)
    Last Week Over-Under (Week 21, 2013): 0-1 ($0)
    Last Week's Prop/ML/Teaser/Parlay Picks (Week 21, 2013): +$300

    2013 NFL Picks of the Month: 6-0, 100% (+$3,900)

    2013 Season NFL Picks Against The Spread: 144-131-8, 52.4% (+$5,580)
    2013 Season 2-3 Unit NFL Picks: 38-42, 47.5% (-$2,890)
    2013 Season 4-5 Unit NFL Picks: 17-9-3, 65.4% (+$2,970)
    2013 Season Over-Under: 132-130-5, 50.4% (-$340)
    2013 Season Prop/ML/Teaser/Parlay Picks: +$2,245

    1999 Season NFL Picks Against The Spread: 27-41-3 (39.7%)
    2000 Season NFL Picks Against The Spread: 128-123-8 (51.0%)
    2001 Season NFL Picks Against The Spread: 127-122-7 (51.0%)
    2002 Season NFL Picks Against The Spread: 123-136-7 (47.5%)
    2003 Season NFL Picks Against The Spread: 146-126-8 (53.7%)
    2004 Season NFL Picks Against The Spread: 157-123-8 (56.1%)
    2005 Season NFL Picks Against The Spread: 156-126-11 (55.3%)
    2006 Season NFL Picks Against The Spread: 151-135-9 (52.8%)
    2007 Season NFL Picks Against The Spread: 162-135-10, 54.5% (+$2,550)
    2008 Season NFL Picks Against The Spread: 148-140-7, 51.4% (+$2,620)
    2009 Season NFL Picks Against The Spread: 151-124-9, 54.9% (+$3,370)
    2010 Season NFL Picks Against The Spread: 144-131-8, 52.4% (+$6,080)
    2011 Season NFL Picks Against The Spread: 137-133-12, 50.7% (-$1,925)
    2012 Season NFL Picks Against The Spread: 130-145-8, 47.3% (-$5,760)
    2013 Season NFL Picks Against The Spread: 144-131-8, 52.4% (+$5,580)

    2002 Season 2-3 Unit NFL Picks: 41-49-2 (45.6%)
    2003 Season 2-3 Unit NFL Picks: 52-51-2 (50.5%)
    2004 Season 2-3 Unit NFL Picks: 65-44-3 (59.6%)
    2005 Season 2-3 Unit NFL Picks: 77-61-1 (55.8%)
    2006 Season 2-3 Unit NFL Picks: 65-61-4 (51.6%)
    2007 Season 2-3 Unit NFL Picks: 83-59-5, 58.5% (+$4,110)
    2008 Season 2-3 Unit NFL Picks: 44-57-3, 43.6% (-$3,510)
    2009 Season 2-3 Unit NFL Picks: 49-35-3, 58.3% (+$2,260)
    2010 Season 2-3 Unit NFL Picks: 51-38-4, 57.3% (+$3,180)
    2011 Season 2-3 Unit NFL Picks: 44-51-3, 46.3% (-$2,715)
    2012 Season 2-3 Unit NFL Picks: 45-50-2, 47.4% (-$2,130)

    2002 Season 4-5 Unit NFL Picks: 11-12 (47.8%)
    2003 Season 4-5 Unit NFL Picks: 16-13-1 (55.2%)
    2004 Season 4-5 Unit NFL Picks: 18-11 (62.1%)
    2005 Season 4-5 Unit NFL Picks: 25-22-1 (53.2%)
    2006 Season 4-5 Unit NFL Picks: 21-29-1 (42.0%)
    2007 Season 4-5 Unit NFL Picks: 35-30-2, 53.8% (+$420)
    2008 Season 4-5 Unit NFL Picks: 39-26-2, 60.0% (+$4,055)
    2009 Season 4-5 Unit NFL Picks: 29-26, 52.7% (+$330)
    2010 Season 4-5 Unit NFL Picks: 32-22, 59.3% (+$4,790)
    2011 Season 4-5 Unit NFL Picks: 14-14, 50.0% (-$1,260)
    2012 Season 4-5 Unit NFL Picks: 14-21, 40.0% (-$3,650)

    2001 Season Over-Under: 3-2 (60.0%)
    2002 Season Over-Under: 121-91-3 (57.1%)
    2003 Season Over-Under: 126-132-2 (48.8%)
    2004 Season Over-Under: 139-124-4 (52.9%)
    2005 Season Over-Under: 117-145-4 (44.7%)
    2006 Season Over-Under: 129-132-5 (49.4%)
    2007 Season Over-Under: 136-145-3, 48.4% (-$1,900)
    2008 Season Over-Under: 137-125-6, 52.3% (+$860)
    2009 Season Over-Under: 128-135-4, 48.7% (-$3,195)
    2010 Season Over-Under: 128-135-5, 48.7% (-$5)
    2011 Season Over-Under: 131-131-5, 50.0% (+$135)
    2012 Season Over-Under: 125-121-5, 50.8% (+$30)

    2007 Season Prop/ML/Teaser/Parlay Picks: +$1,035
    2008 Season Prop/ML/Teaser/Parlay Picks: +$1,775
    2009 Season Prop/ML/Teaser/Parlay Picks: +$865
    2010 Season Prop/ML/Teaser/Parlay Picks: -$200
    2011 Season Prop/ML/Teaser/Parlay Picks: +$590
    2012 Season Prop/ML/Teaser/Parlay Picks: -$1,685

    2006 NFL Picks of the Month: 3-3 (50%)
    2007 NFL Picks of the Month: 3-3, 50.0% (-$400)
    2008 NFL Picks of the Month: 6-1, 85.7% (+$3,720)
    2009 NFL Picks of the Month: 3-2, 60.0% (+$640)
    2010 NFL Picks of the Month: 2-4, 33.3% (-$1,810)
    2011 NFL Picks of the Month: 5-2, 71.4% (+$1,870)
    2012 NFL Picks of the Month: 3-2, 60.0% (+$560)

    Career NFL Picks Against The Spread: 2,022-1,851-112, 52.2% (+$12,405)
    Career 2-3 Unit NFL Picks: 649-587-31 (52.5%)
    Career 4-5 Unit NFL Picks: 270-234-10 (53.6%)
    Career Over-Under: 1541-1537-46 (50.1%)
    Career Second-Half NFL Picks: 22-14-1 (61.1%)
    Career NFL Picks of the Month: 30-16 (65.2%)



    My Team-by-Team ATS Record
    This section shows how well I do when picking each team this year. The purpose is to see how well I read each team. Pushes are not displayed. Winning/losing streak in parentheses.

    Cowboys: 9-7
    Bears: 7-7
    Bucs: 8-8
    49ers: 8-9
    Eagles: 7-10
    Lions: 11-5
    Falcons: 5-10
    Cardinals: 10-5
    Giants: 7-9
    Packers: 8-8
    Panthers: 8-9
    Rams: 7-9
    Redskins: 9-7
    Vikings: 7-9
    Saints: 13-4
    Seahawks: 9-10
    Bills: 12-4
    Bengals: 8-8
    Colts: 11-6
    Broncos: 8-11
    Dolphins: 11-5
    Browns: 3-13
    Jaguars: 7-8
    Chargers: 11-6
    Jets: 8-8
    Ravens: 9-6
    Texans: 10-5
    Chiefs: 6-11
    Patriots: 10-8
    Steelers: 6-10
    Titans: 5-7
    Raiders: 9-7
    Divisional: 51-44 (2011-12: 90-93)
    2x Game Edge: 14-22 (2011-12: 41-40)
    2x Psych Edge: 35-26 (2011-12: 57-54)
    2x Vegas Edge: 40-38 (2011-12: 89-104)
    2x Trend Edge: 24-23 (2011-12: 48-55)
    Double Edge: 9-10 (2011-12: 17-23)
    Triple Edge: 1-0 (2011-12: 1-1)
    Quad Edge: 0-0 (2011: 0-0)

    2003 Preseason: 3 | 4 | 5
    2003 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 20 | XXXVIII
    2004 Preseason: 1 | 2 | 3 | 4
    2004 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XXXIX
    2005 Preseason: 1 | 2 | 3 | 4
    2005 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XL
    2006 Preseason: 1 | 2 | 3 | 4
    2006 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLI
    2007 Preseason: 1 | 2 | 3 | 4
    2007 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLII |
    2008 Preseason: 1 | 2 | 3 | 4 |
    2008 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLIII |
    2009 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLIV |
    2010 Preseason: 1 | 2 | 3 | 4 |
    2010 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLV |
    2011 Preseason: 1 | 2 | 3 | 4 |
    2011 Season: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | XLVI |
    2012 Preseason: 1 | 2 | 3 | 4 |
    2012 Season:
    Week 1 NFL Picks
    Week 2 NFL Picks
    Week 3 NFL Picks
    Week 4 NFL Picks
    Week 5 NFL Picks
    Week 6 NFL Picks
    Week 7 NFL Picks
    Week 8 NFL Picks
    Week 9 NFL Picks
    Week 10 NFL Picks
    Week 11 NFL Picks
    Week 12 NFL Picks
    Week 13 NFL Picks
    Week 14 NFL Picks
    Week 15 NFL Picks
    Week 16 NFL Picks
    Week 17 NFL Picks
    Week 18 NFL Picks
    Week 19 NFL Picks
    Week 20 NFL Picks
    Super Bowl XLVII NFL Pick
    2013 Preseason: 1 | 2 | 3 | 4 |
    2013 Season:
    Week 1 NFL Picks
    Week 2 NFL Picks
    Week 3 NFL Picks
    Week 4 NFL Picks
    Week 5 NFL Picks
    Week 6 NFL Picks
    Week 7 NFL Picks
    Week 8 NFL Picks
    Week 9 NFL Picks
    Week 10 NFL Picks
    Week 11 NFL Picks
    Week 12 NFL Picks
    Week 13 NFL Picks
    Week 14 NFL Picks
    Week 15 NFL Picks
    Week 16 NFL Picks
    Week 17 NFL Picks
    Week 18 NFL Picks
    Week 19 NFL Picks
    Week 20 NFL Picks
    Super Bowl XLVIII NFL Pick
    2014 Season:
    Week 1 NFL Picks
    Week 2 NFL Picks
    Week 3 NFL Picks
    Week 4 NFL Picks
    Week 5 NFL Picks
    Week 6 NFL Picks
    Week 7 NFL Picks
    Week 8 NFL Picks
    Week 9 NFL Picks
    Week 10 NFL Picks
    Week 11 NFL Picks
    Week 12 NFL Picks
    Week 13 NFL Picks
    Week 14 NFL Picks
    Week 15 NFL Picks
    Week 16 NFL Picks
    Week 17 NFL Picks



    © 1999-2014 Walter Cherepinsky : all rights reserved
    Privacy Policy
    2 5 9
    Google


























    WalterFootball.com Now on Twitter:

    WalterFootball.com Twitter

    Subscribe to the WalterFootball.com RSS Feed:

    Walterfootball.com RSS Feed






















































    Support Walt's Other Site:

    Sales Tips and Sales Advice - Tons of sales tips, sales techniques and sales advice, including a Sales Mock Draft: The 32 Worst Things You Can Do in Sales.