I’ve posted overrated and underrated NFL teams on my NFL Picks page for a while, but I thought it deserved its own section. I’ll update this page every week during the season as well as periodically during the offseason. Follow me @walterfootball for updates.
Updated Sept. 8, 2025
NFL Overrated Teams:
Carolina Panthers
The Panthers are the hipster pick of 2025. Everyone loves what they did versus the Chiefs, Eagles, and Buccaneers (first matchup) late last year. And yet, they lost those games, even though the Chiefs, Eagles and Buccaneers didn’t put forth any sort of effort into those contests. When the Panthers battled teams focused against them, they were obliterated by the Cowboys and Buccaneers (second matchup). Bryce Young still can’t see over the line of scrimmage, while the defense could still be a bottom-five unit.
The Panthers lost 26-10 to the Jaguars, but the result would have been 33-3 if the officials didn’t overturn a pick-six with a ticky-tack call.

Following Super Bowl LIX, I asked people on X what they thought was the best value bet to win Super Bowl LX. Most people said the Bengals, yet the Bengals have the worst defense in the NFL. They also have issues with their offensive line. Their entire team is just four great fantasy players, and that’s it. They should have lost to the Browns in Week 1; they were outgained, 327-141.

There’s a lot going against the Lions this year. They lost both coordinators this offseason, which will be difficult to overcome on its own. Jared Goff could struggle, given that he’ll be coached by someone not named Ben Johnson or Sean McVay for the first time since his dreadful rookie year. Detroit also lost two talented interior offensive linemen to free agency/retirement, including Frank Ragnow, one of the top centers in the NFL. And the Lions aren’t completely healthy, with some players, including the talented Alim McNeill, still recovering from injuries suffered in 2024.
The Lions lost to the Packers by two touchdowns, but the gap between the two teams was much wider than that.

I’m not sure why the Texans were automatically considered the favorites to win the AFC South entering the season. They have the worst offensive line in the NFL, and it’ll be even worse with two blockers leaving with injuries in the opener. Houston’s defense is excellent, but C.J. Stroud will be under heavy pressure all year.
The Texans lost to the Rams, 14-9. Some may praise them for keeping the game close, but the Rams outgained them by about 90 yards before the final drive. Plus, a Rams fumble in the red zone in the fourth quarter prevented them from going up 17-9 or 21-9.
NFL Underrated Teams:

It’s astonishing how so many people are down on the Chiefs, all because they nearly lost so many games last year. This is a different year, and the last time I checked, the Chiefs still have the best quarterback in the NFL and the best coach in the NFL. Kansas City’s big problem last season was the play at left tackle, which seems to have been rectified by the team’s first-round pick, Josh Simmons.
The Chiefs lost in Week 1, but they lost Xavier Worthy on the opening drive, so the team’s offensive game plan was disrupted in the opening half. Andy Reid made good adjustments at halftime, but it was too late by then.

It’s a joke that while the Lions and Packers hover around +175 to win the division, the Vikings are close to +400. Minnesota has a top-five roster in the NFL. With the offensive line vastly improved, J.J. McCarthy is the only question, but we had similar concerns about Sam Darnold last year. Kevin O’Connell is known to turn water into wine with most of the quarterbacks he’s coached, so I don’t see why things would be different with McCarthy, his hand-picked guy from the loaded 2024 NFL Draft.

The Patriots could be the 2024 Chargers of 2025. Like the 2024 Chargers, the Patriots received a colossal coaching boost, going from the inept Jerod Mayo to Mike Vrabel. The Patriots also made huge improvements to their offensive and defensive lines, and they also added a dynamic weapon to the backfield in TreVeyon Henderson. Drake Maye, now possessing way more experience, will benefit from Henderson and the improved blocking.
New England lost its opener, but was leading at halftime against an improved Raiders squad.

The Jets are not a very good football team, but they’re not nearly as bad as some are making them out to be. Justin Fields is an issue, but he can make plays with his legs. I like the Jets as an underrated team because their defense will rebound with Aaron Glenn coaching them rather than the inept interim coach they had last year, while their offensive line looks stout with two first-round talents and a couple of stout interior blockers.
New York just lost to Pittsburgh, but outgained its opponent, 394-271. Had the Jets not fumbled a kickoff return, they likely would have prevailed.
Have any suggestions for overrated and underrated teams? Shout them out to @walterfootball, or see how they’re being used on the NFL Picks page.
NFL Picks - Sept. 12
2026 NFL Mock Draft - Sept. 10
NFL Power Rankings - Sept. 9
Fantasy Football Rankings - Sept. 1